Minnehaha County property record for 2108 E Tracy Ln, Sioux Falls, SD 57103 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 816 sqft · built 1980 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,500 (May 2019) |
| Tax Bill | $2,721 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-10-452-007-000 |
| Primary APN | 01-22-10-452-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 816 sqft Finished Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36597 |
|---|---|
| Street Address | 2108 E TRACY LN |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-0765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 5 HOMESTEAD TRAILS TO CITY OF SIOUX FALLS |
| Legal Subdivision | HOMESTEAD TRAILS |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 401 |
Source: Minnehaha County records · APN 01-22-10-452-007-000
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2108 E TRACY LN, SIOUX FALLS, SD 57103-0765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage SIOUX FALLS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Deed Book / Page | 589-D / 0299 |
| Prior Transfer Date | Apr 02, 2015 |
| Prior Transfer Doc | 000561/566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jun 03, 2026 |
| Property Address | 2108 E TRACY LN, SIOUX FALLS, SD 57103-0765 |
| Document Number | 0000160302 |
| Book / Page | 2017-M / 183 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026160302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2108 E TRACY LN, SIOUX FALLS, SD 57103-0765 |
| Document Number | 0000160302, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 2017-M/183 |
| Instrument | 2026160302 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Term | 240 Months |
| Due | Jun 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Initial Type | Adjustable Rate |
| Index | Prime Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2108 E TRACY LN, SIOUX FALLS, SD 57103-0765 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1930MTG/762 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 1930 MTG/762 |
| Name | SIOUX FALLS FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | May 31, 2019 |
| Property Address | 2108 E TRACY LN, SIOUX FALLS, SD 57103-0765 |
| Document Number | 589DEED/0299 |
| Book / Page | 589 DEED / 0299 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 E TRACY LN, SIOUX FALLS, SD 57103-0765 |
| Document Number | 1860MTG0015 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 1860 MTG/0015 |
| Name | SIOUX FALLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,721.00 | $199,400 (-2.54%) Land $29,800 Building $169,600 |
| 2024 | $2,721.00 (+12.3%) | $204,600 (+28.12%) Land $29,800 Building $174,800 |
| 2022 | $2,423.00 | $159,700 Land $23,700 Building $136,000 |
Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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