2108 Dunedin Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 2108 Dunedin Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,008 sqft · built 1960
Lot Size	0.261 acres (11,394 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Dec 2012)
Tax Bill	$4,324 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1850-01210`

Property Details

APN / Parcel Number

Primary APN	`010-1850-01210`
Alternative APN	`960275`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	882 sqft
Finished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	11,394 sqft (0.261 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	40 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	960275
Street Address	2108 DUNEDIN AVE
City	DULUTH
State	MN
Zip	55803-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 AND NLY 1/2 OF LOT 12 SERIAL #
Legal Subdivision	THIRD GLEN AVON DIVISION OF DULUTH
Legal Block	12
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	500

Owner

2108 Dunedin Ave is owned and occupied by an individual who bought it in December 2012.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2108 DUNEDIN AVE, DULUTH, MN 55803-2223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Deed Document Number	2012923969
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	0000811970
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2108 DUNEDIN AVE, DULUTH, MN 55803-2223
Document Number	00T1025987
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2108 DUNEDIN AVE DULUTH MN 558032223, DULUTH, MN 55803-2223

Mortgage

Document Number	00T1025987
Date	Jul 16, 2020
Instrument	T1025987

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2108 Dunedin Ave was $4,324 with a homeowner's exemption, up 4.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,324.00 (+4.7%) Homeowner's exemption
2025	$4,130.00 (-6.01%) Homeowner's exemption	$337,000 (+6.38%) Land $62,000 Building $275,000	$337,000 (+6.38%) Land $62,000 Building $275,000
2024	$4,394.00	$316,800 Land $57,800 Building $259,000	$316,800 Land $57,800 Building $259,000
2022		$275,700 Land $39,600 Building $236,100	$275,700 Land $39,600 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Dunedin Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1979–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Dunedin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20