Hillsborough County property record for 2108 Delightful Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 2006 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Aug 2025) |
| Tax Bill | $3,857 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057481-0754 |
| Primary APN | 057481-0754 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 222 sqft |
| Patio Area | 518 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0574810754 |
|---|---|
| Street Address | 2108 DELIGHTFUL DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-5824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BAYOU PASS VILLAGE LOT 35 BLOCK 4 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 16 |
| Legal Subdivision | BAYOU PASS VILLAGE |
| Legal Tract | 81B |
| Legal Block | 4 |
| Legal Lot Number | 35 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 14109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2108 DELIGHTFUL DR, RUSKIN, FL 33570-5824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| May 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on File |
| Deed Sale | Aug 18, 2025 · Amount on File |
| Prior Sale | May 10, 2021 · Amount on File |
| Deed Document Number | 2025357744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 18, 2025 |
| Property Address | 2108 DELIGHTFUL DR, RUSKIN, FL 33570-5824 |
| Document Number | 0000357744 |
| Map Reference | MB 103 PG 57 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025357744 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2025 |
| Title Company | ALL REAL ESTATE SLN INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2108 DELIGHTFUL DR, RUSKIN, FL 33570-5824 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2108 DELIGHTFUL DR, RUSKIN, FL 33570-5824 |
| Document Number | 0000357745 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 2025357745 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 10, 2021 |
| Property Address | 2108 DELIGHTFUL DR, RUSKIN, FL 33570-5824 |
| Document Number | 2021233394 |
| Map Reference | MB 103 PG 57 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021233394 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE AND TR LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 844 PRAIRIE LN, 844, EVANS, GA 30809-4263 |
| Name | Verified Name |
|---|---|
| Address | 2108 DELIGHTFUL DR, RUSKIN, FL 33570-5824 |
| Document Number | 2021233395 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021233395 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,417 (-1.81%) Land $59,225 Building $149,192 | $208,417 (-5.7%) Land $59,225 Building $149,192 | |
| 2025 | $3,857.00 (+14.93%) Homeowner's exemption | $212,250 (+5.99%) | $221,017 (+0.15%) Land $69,525 Building $151,492 |
| 2023 | $3,356.00 (+5.63%) Homeowner's exemption | $200,260 (+3%) | $220,696 (+13.51%) Land $66,950 Building $153,746 |
| 2022 | $3,177.00 Homeowner's exemption | $194,427 Land $46,350 Building $148,077 | $194,427 Land $46,350 Building $148,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (1982–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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