Benton County property record for 2108 Decker Rd, Pea Ridge, AR 72751
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,415 sqft · built 2023 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,900 (Aug 2023) |
| Tax Bill | $5,061 (2026) |
| Deeds & Mortgages | Oct 2022 Construction Loan Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03400-000 |
| Primary APN | 13-03400-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,415 sqft Living Area |
| Gross Area | 3,086 sqft |
| 1st Floor Area | 2,415 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,102 sqft |
| Porch | Open Porch |
| Porch Area | 453 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2108 DECKER RD |
|---|---|
| City | PEA RIDGE |
| State | AR |
| Zip | 72751-5019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 7/21/2021 L202154494 |
| Legal Range | 30 |
| Legal Township | 21 |
| Legal Section | 25 |
| Legal Subdivision | ARLINGTON SUB PH 1B-PEA RIDGE |
| Legal Lot Number | 60 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20103 |
2108 Decker Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Benton County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2108 DECKER RD, PEA RIDGE, AR 72751-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK |
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Deed Document Number | 202339829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 2108 DECKER RD, PEA RIDGE, AR 72751-5019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | L202267385 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | L202267385 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | SPRINGDALE, AR 72764 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 21, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 2108 DECKER RD, PEA RIDGE, AR 72751-5019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2108 DECKER RD, PEA RIDGE, AR 72751-5019 |
| Document Number | L202569261 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | L202569261 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 9380 EXCELSIOR BLVD, HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 4, 2023 |
| Property Address | 2108 DECKER RD, PEA RIDGE, AR 72751-5019 |
| Document Number | L202339829 |
| Map Reference | DOC L202154494 |
| Instrument Date | Aug 3, 2023 |
| Instrument | L202339829 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | TITLETECH OF ARKANSAS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,471.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9656, FAYETTEVILLE, AR 72703-0028 |
| Name | Verified Name |
|---|---|
| Address | 2108 DECKER RD, PEA RIDGE, AR 72751-5019 |
| Document Number | L202339830 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | L202339830 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2026 property tax bill for 2108 Decker Rd was $5,061, up 3.1% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Pea Ridge City |
| Unified School District | Pea Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,061.00 (+3.12%) | $88,483 (-) Land $11,600 Building $76,883 | $442,415 Land $58,000 Building $384,415 |
| 2025 | $4,908.00 Homeowner's exemption | $88,483 Land $11,600 Building $76,883 | |
| 2024 | $442,415 (+1,201.22%) Land $58,000 Building $384,415 | ||
| 2023 | $386.00 | $6,800 Land $6,800 | $34,000 Land $34,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2108 Decker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2108 Decker Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 48% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053 |
|---|---|
| Water Source | Purchased surface water from BENTON-WASHINGTON REGIONAL PWA |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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