2108 Curry Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2108 Curry Rd, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,716 sqft · built 1927
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on Record
Tax Bill$5,229 (2026)
Deeds & MortgagesJun 2019 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.13-4-3

Property Details

APN / Parcel Number

Primary APN422800 59.13-4-3
Alternative APN
  • 280005901300040030000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,716 sqft Total Area
1st Floor Area1,716 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Lot Area34,412 sqft (0.79 acres)
Lot Dimensions571 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area300 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2108 CURRY RD
CitySCHENECTADY
StateNY
Zip12303-4404
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1
Legal DescriptionR,APT,ADD 1.A-78-11
Legal Block4
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3005
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2108 CURRY RD, SCHENECTADY, NY 12303-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK NA
Oct 23, 2019Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 16, 2016
Transfer Doc0000059892
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2108 CURRY RD, SCHENECTADY, NY 12303-4404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029313
DateJun 27, 2019
Book Page4920/192
Instrument201929313
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2108 CURRY RD, SCHENECTADY, NY 12303-4404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048198
DateOct 23, 2019
Book Page4948/359
Instrument201948198
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,229.00 (+1.93%)
2025$5,130.00$140,000 (-) Land $35,600 Building $104,400$215,400 (+16.94%) Land $54,773 Building $160,627
2023$140,000 Land $35,600 Building $104,400$184,200 Land $46,839 Building $137,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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