Polk County property record for 2108 Clyde St, Lakeland, FL 33815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,271 sqft · built 1975 |
| Lot Size | 0.26 acres (11,308 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Mar 1997) |
| Tax Bill | $293 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-22-091500-005021 |
| Primary APN | 23-28-22-091500-005021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,271 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,308 sqft (0.26 acres) |
| Lot Dimensions | 130 ft deep x 87 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 2108 CLYDE ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GARDEN HOMES PB 21 PG 7 BLK E LOTS 2 W1/2 & 3 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | GARDEN HOMES |
| Legal Tract | 91500 |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 12003 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2108 CLYDE ST, LAKELAND, FL 33815-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 1997 · Amount on Record |
| Deed Sale | Mar 5, 1997 · Amount on Record |
| Deed Book / Page | 3804 / 2004 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,139 (+11.23%) | $190,071 (+4.01%) Land $28,270 Building $161,801 | |
| 2025 | $293.00 (-60.19%) Homeowner's exemption | $46,873 (+5.99%) | $182,749 (-1.82%) Land $26,009 Building $156,740 |
| 2023 | $736.00 (+6.51%) Homeowner's exemption | $44,225 (+3%) | $186,133 (+25.83%) Land $24,878 Building $161,255 |
| 2022 | $691.00 Homeowner's exemption | $42,937 | $147,921 Land $9,761 Building $138,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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