Ramsey County property record for 2108 Chambers St, Maplewood, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,042 sqft · built 1960 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Jul 2009) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-22-11-0021 |
| Primary APN | 16-29-22-11-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,042 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 80 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 206968 |
|---|---|
| Street Address | 2108 CHAMBERS ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS AND DALES SUBJ TO G L PIPE L ESMT LOT 6 BLK 4 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 16 |
| Legal Subdivision | HILLS AND DALES |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 42302 |
2108 Chambers St is owned and occupied by an individual who bought it in July 2009.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2108 CHAMBERS ST, SAINT PAUL, MN 55109-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jan 20, 2020 | Deed of Trust, Mortgage · Line of Credit BELL BK |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI BELL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on File |
| Deed Sale | Jul 23, 2009 · Amount on File |
| Prior Sale | Oct 25, 2003 · Amount on File |
| Deed Document Number | 2009376385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2108 CHAMBERS ST, MAPLEWOOD, MN 55109-3413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04893741 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | A04893741 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2108 CHAMBERS ST, MAPLEWOOD, MN 55109-3413 |
| Document Number | 0004795297 |
| Instrument Date | Jan 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2108 CHAMBERS ST MAPLEWOOD MN 551093413, MAPLEWOOD, MN 55109-3413 |
| Document Number | 0004795297 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 4795297 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2108 CHAMBERS ST, MAPLEWOOD, MN 55109-3413 |
| Document Number | 0004663306 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2108 CHAMBERS ST MAPLEWOOD MN 551093413, MAPLEWOOD, MN 55109-3413 |
| Document Number | 0004663306 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 4663306 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
The 2025 property tax bill for 2108 Chambers St was $5,086 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Maplewood City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,700 Land $72,800 Building $256,900 | $329,700 Land $72,800 Building $256,900 | |
| 2025 | $5,086.00 | ||
| 2023 | $4,508.00 Homeowner's exemption | $298,600 Land $72,800 Building $225,800 | $298,600 Land $72,800 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2108 Chambers St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2108 Chambers St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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