2108 Central Ave, Barnegat Light, NJ 08006 Property Records

Ocean County and Barnegat Light Borough property record for 2108 Central Ave, Barnegat Light, NJ 08006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1952
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Feb 2019)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2021 Mortgage + 3 more
Flood Zone	Zone AO (high risk)
APN	`02-00041-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00041-0000-00003`
Alternative APN	`020004100003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2108 CENTRAL AVE
City	BARNEGAT LIGHT
State	NJ
Zip	08006-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	50X125
Legal Subdivision	BARNEGAT CITY
Legal Block	41
Legal Lot Number	3
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT LIGHT
Census Block Group	3
Census Block	3009
Census Tract	738100

Owner

2108 Central Ave is owned by an individual who bought it in February 2019.

Source: Ocean County and Barnegat Light Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	82 DORCHESTER WAY, SHREWSBURY, NJ 07702-4541
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Deed Document Number	201915908
Deed Book / Page	17389 / 1736
Prior Transfer Date	Mar 6, 1998
Prior Transfer Doc	0000017342
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Dec 11, 2023
Property Address	2108 CENTRAL AVE, BARNEGAT LIGHT, NJ 08006-1487
Document Number	0195581105
Book / Page	19558 / 1105
Instrument Date	Jun 13, 2023
Instrument	2023092354
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 SAINT LAWRENCE BLVD, NORTHVILLE, MI 48168-1567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	229 SAINT LAWRENCE BLVD, NORTHVILLE, MI 48168-1567

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2108 CENTRAL AVE, BARNEGAT LIGHT, NJ 08006-1487
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	VELOCITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186520191
Date	Aug 27, 2021
Book Page	18652/191
Instrument	2021125975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2108 CENTRAL AVE, BARNEGAT LIGHT, NJ 08006-1487
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	VELOCITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185250562
Date	Jun 10, 2021
Book Page	18525/562
Instrument	2021087682

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 20, 2019
Property Address	2108 CENTRAL AVE, BARNEGAT LIGHT, NJ 08006-1487
Document Number	0173891736
Book / Page	017389 / 001736
Instrument Date	Feb 1, 2019
Instrument	15908
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 DORCHESTER WAY SHREWSBURY NJ 077024541, SHREWSBURY, NJ 07702-4541

Mortgage

Document Number	173891742
Date	Feb 20, 2019
Book Page	017389/001742
Instrument	15909

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2108 CENTRAL AVE, BARNEGAT LIGHT, NJ 08006-1487
Document Number	0168950506
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 CENTRAL AVE BARNEGAT LIGHT NJ 080061487, BARNEGAT LIGHT, NJ 08006-1487

Mortgage

Document Number	0168950506
Date	Oct 5, 2017
Book Page	016895/000506
Instrument	105254

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2108 Central Ave was $5,699, up 9.8% from the year before.

Source: Ocean County and Barnegat Light Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Barnegat Light Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,800 (-) Land $425,000 Building $89,800	$514,800 (-) Land $425,000 Building $89,800
2025	$5,699.00 (+9.83%)	$514,800 Land $425,000 Building $89,800	$514,800 Land $425,000 Building $89,800
2024	$5,189.00
2023		$514,800 (-) Land $425,000 Building $89,800	$514,800 (-) Land $425,000 Building $89,800
2022	$4,257.00	$514,800 Land $425,000 Building $89,800	$514,800 Land $425,000 Building $89,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Central Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 325 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	335 units insured incl. 10 condo units
Nearby Flood Claims	42 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 23 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT LIGHT WATER DEP serves 4,148 people · EPA ID NJ1501001
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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