2108 9th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2108 9th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.355 acres (15,483 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Feb 2026)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-424-0105`

Property Details

APN / Parcel Number

Primary APN	`85-424-0105`
Alternative APNs	`85-00424-0105` `43164`

Exterior

Lot Area	15,483 sqft (0.355 acres)

Location & Zoning

Street Address	2108 9TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1
Legal Range	21W
Legal Township	35N
Legal Section	12
Legal Subdivision	TORBORG ESTATES PLAT TWO
Legal Block	1
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	31500

Owner

Source: Sherburne County records · APN 85-424-0105

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2108 9TH AVE SE, SAINT CLOUD, MN 56304-2143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Prior Sale	Aug 09, 1996 · Amount on Record
Deed Document Number	2026993741
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 02, 2026
Property Address	2108 9TH AVE SE, SAINT CLOUD, MN 56304-2143
Document Number	0000993741
Instrument Date	Jan 30, 2026
Instrument	993741
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 9TH AVE SE, SAINT CLOUD, MN 56304-2143

Mortgage

Document Number	0000993742
Date	Feb 02, 2026
Instrument	993742

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00 (+24.54%)	$251,800 (-) Land $45,000 Building $206,800	$251,800 (-) Land $45,000 Building $206,800
2023	$2,706.00	$251,800 Land $45,000 Building $206,800
2021			$251,800 Land $45,000 Building $206,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 111 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.