2108 1st St, Lincoln, CA 95648 Property Records

Placer County property record for 2108 1st St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1999
Lot Size	0.23 acres (10,009 sqft)
Owner	Trust Name on File
Last Sale	$505,000 (Sep 2020)
Tax Bill	$5,727 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-720-039-000`

Property Details

APN / Parcel Number

Primary APN	`021-720-039-000`
Alternative APN	`021-720-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,802 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	10,009 sqft (0.23 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	021-720-039
Street Address	2108 1ST ST
City	LINCOLN
State	CA
Zip	95648-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 BROOKVIEW UNIT NO 2 MOR U-90
Legal Subdivision	BROOKVIEW
Legal Lot Number	39
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1008
Census Tract	23900

Owner

2108 1st St is owner-occupied and held in a trust since September 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	2108 1ST ST, LINCOLN, CA 95648-2816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage US BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Sep 14, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Apr 15, 1999 · Amount on File
Deed Document Number	2020100108
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2108 1ST ST, LINCOLN, CA 95648-2816
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057189
Date	Jul 31, 2017
Instrument	2017-0057189

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2108 1ST ST, LINCOLN, CA 95648-2816
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057188
Date	Jul 31, 2017
Instrument	2017-0057188

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 14, 2020
Property Address	2108 1ST ST, LINCOLN, CA 95648-2816
Document Number	0000100108
Instrument Date	Sep 10, 2020
Instrument	100108
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$556.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2108 1ST ST LINCOLN CA 956482816, LINCOLN, CA 95648-2816

Tax Assessment & Valuation

The 2025 property tax bill for 2108 1st St was $5,727 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,558 (+2%) Land $165,611 Building $391,947
2025	$5,727.00 Homeowner's exemption	$546,626 Land $162,364 Building $384,262
2023	$5,594.00 (+1.51%) Homeowner's exemption	$525,402 Land $156,060 Building $369,342
2022	$5,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2108 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2108 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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