21078 Teak Tree Ter, Estero, FL 33928 Property Records

Lee County property record for 21078 Teak Tree Ter, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.139 acres (6,034 sqft)
Owner2 Individual Names on Record
Last Sale$729,900 (Sep 2025)
Tax Bill$3,198 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-46-26-E2-09000.4880

Property Details

APN / Parcel Number

Primary APN31-46-26-E2-09000.4880
Alternative APNs
  • 263146E2090004880
  • 10624903

Exterior

Lot Area6,034 sqft (0.139 acres)

Location & Zoning

Account Number10624903
Street Address21078 TEAK TREE TER
CityESTERO
StateFL
Zip33928-4152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE THREE LOT 488 AS DESC IN INSTRUMENT 2023000297539
Legal SubdivisionRIVERCREEKPHASE THREE
Legal Block1
Legal Lot Number488
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5011
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21078 TEAK TREE TER, ESTERO, FL 33928-4152
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Deed Document Number2025250465
Record UpdatedSep 20, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateSep 17, 2025
Property Address21078 TEAK TREE TER, ESTERO, FL 33928-4152
Document Number0000250465
Map ReferenceDOC 2023000297539
Instrument DateSep 15, 2025
Instrument2025000250465
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 6, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,109.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address21078 TEAK TREE TER, ESTERO, FL 33928-4152

Mortgage

Document Number0000250466
DateSep 17, 2025
Instrument2025000250466
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$620,371 (+828.64%) Land $61,370 Building $559,001$620,371 (+825.61%) Land $61,370 Building $559,001
2025$3,198.00 (+14.13%)$66,804 (+1%) Land $66,804$67,023 (+10.36%) Land $67,023
2024$2,802.00$60,731 Land $60,731$60,731 Land $60,731

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
1,200 / 35

May also be available: Hotwire Communications.

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