21078 Bosco Ct, Estero, FL 33928 Property Records

Lee County property record for 21078 Bosco Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,230 sqft · built 2012
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Nov 2021)
Tax Bill	$10,202 (2025)
Deeds & Mortgages	Oct 2026 Sale Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E1-1500A.0700`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E1-1500A.0700`
Alternative APNs	`263246E11500A0700` `324626150000A0700` `10557589`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,230 sqft Living Area
Gross Area	5,288 sqft
1st Floor Area	2,925 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	437 sqft
Patio Area	913 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10557589
Street Address	21078 BOSCO CT
City	ESTERO
State	FL
Zip	33928-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT SIXTEEN DESC IN INSTR #2012000054679 BLK A LOT 70
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E1
Legal Block	A
Legal Lot Number	70
Legal Unit	6TEEN
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

21078 Bosco Ct is owned and occupied by two individuals who acquired it in September 2026.

Source: Lee County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21078 BOSCO CT, ESTERO, FL 33928-6432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 30, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	2021392724
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000259880
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 7, 2026
Property Address	21078 BOSCO CT, ESTERO, FL 33928-6432
Document Number	0000259880
Instrument Date	Sep 23, 2026
Instrument	2026259880
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	21078 BOSCO CT, ESTERO, FL 33928-6432

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 30, 2021
Property Address	21078 BOSCO CT, ESTERO, FL 33928-6432
Document Number	0000392724
Map Reference	DOC 2012000054679
Instrument Date	Nov 23, 2021
Instrument	2021000392724
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15945 SW NIGHTHAWK DR, 15945, BEAVERTON, OR 97007-8367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BRAE RIDGE ROAD, AUBURN, NY 13021

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21078 BOSCO CT, ESTERO, FL 33928-6432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098692
Date	Apr 27, 2020
Instrument	2020000098692

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 25, 2017
Property Address	21078 BOSCO CT, ESTERO, FL 33928-6432
Document Number	0000160459
Map Reference	DOC2012000054679
Instrument Date	Jun 14, 2017
Instrument	2017000160459
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96TH LANE, FORT LAUDERDALE, FL 33332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21078 BOSCO CT, ESTERO, FL 33928-6432

Mortgage

Document Number	0000160460
Date	Jul 25, 2017
Instrument	2017000160460

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21078 Bosco Ct was $10,202.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,066 (-7.6%) Land $107,680 Building $508,386	$616,066 (-7.6%) Land $107,680 Building $508,386
2025	$10,202.00	$666,753 Land $120,721 Building $546,032	$666,753 Land $120,721 Building $546,032
2023	$9,794.00 (+12.59%)	$683,049 (+24.42%) Land $154,786 Building $528,263	$683,049 (+24.42%) Land $154,786 Building $528,263
2022	$8,699.00	$548,969 Land $122,815 Building $426,154	$548,969 Land $122,815 Building $426,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21078 Bosco Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21078 Bosco Ct is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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