21075 Co Rd 14, Florence, AL 35633 Property Records

Lauderdale County property record for 21075 Co Rd 14, Florence, AL 35633

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,419 sqft · built 2002
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Aug 2021)
Tax Bill$529 (2025)
Deeds & MortgagesOct 2018 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-04-19-0-000-007-011

Property Details

APN / Parcel Number

Primary APN14-04-19-0-000-007-011
Alternative APNs
  • 098400
  • 74676
  • 98400

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,419 sqft Living Area
1st Floor Area1,419 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions396 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number98400
Street Address21075 COUNTY ROAD 14
CityFLORENCE
StateAL
Zip35633-0337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description110 X 396.74 WATERLOO ACRES PT LOT 4 PB 3 PG 46 IN SW/4 OF SE/4 SEC 19 T2S R12W COM @ NE COR LOT 4 SW 20.68 TO POB SW 396.74
Legal Range12W
Legal Township02S
Legal Section19
Legal SubdivisionWATERLOO ACRES
Legal Lot Number4
JurisdictionLAUDERDALE AL
Township / Civil DivisionOAKLAND
Census Block Group3
Census Block3021
Census Tract11200

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21075 COUNTY ROAD 14, FLORENCE, AL 35633-0337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
LISTERHILL CU
Aug 24, 2021Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK
Oct 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
LISTERHILL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Deed Document Number0202153045
Deed Book / Page2021 / 53045
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address21075 COUNTY ROAD 14, FLORENCE, AL 35633-0337
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/42552
DateOct 2, 2018
Book Page2018/42552
Lender
NameLISTERHILL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2028
Interest
Rate TypeFixed Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateAug 24, 2021
Property Address21075 COUNTY ROAD 14, FLORENCE, AL 35633-0337
Document Number2021/53045
Book / Page2021 / 53045
Map ReferenceMB 3 PG 46
Instrument DateAug 24, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 792, ARDMORE, TN 38449-0792

Transferred To (Grantee/Buyer)

NameVerified Name
Address21075 COUNTY ROAD 14, FLORENCE, AL 35633-0337

Mortgage

Document Number202153047202153047
DateAug 24, 2021
Instrument2021/53047202153047
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address21075 COUNTY ROAD 14, FLORENCE, AL 35633-0337
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/42552
DateOct 2, 2018
Book Page2018/42552
Lender
NameLISTERHILL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$529.00 (+3.12%) Homeowner's exemption$16,780 (+2.82%)$167,720 (+2.91%) Land $19,900 Building $147,820
2024$513.00 (-2.84%) Homeowner's exemption$16,320 (+741.24%) Land $1,740 Building $14,580$162,980 (+6.48%) Land $17,200 Building $145,780
2023$528.00 (+16.04%) Homeowner's exemption$1,940 (-85.33%) Land $1,940$153,060 (+15.87%) Land $19,300 Building $133,760
2022$455.00 Homeowner's exemption$13,220$132,100 Land $15,200 Building $116,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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