Monroe County property record for 21072 6th Ave, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 2002 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jul 2016) |
| Tax Bill | $5,916 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00173320-000000 |
| Primary APN | 00173320-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,512 sqft |
| 1st Floor Area | 2,072 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 476 sqft |
| Patio Area | 928 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1222712 |
|---|---|
| Street Address | 21072 6TH AVE |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 10 LT 10 CUDJOE GARDENS FIRST ADDN PB4-105 CUDJOE KEY OR515-466 OR1371-220 OR1683-2022 OR1811-1384 OR2498-865/66 OR2567-589/90 OR2806-1383/84 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 32 |
| Legal Subdivision | CUDJOE GARDENS 1ST ADD |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
21072 6th Ave is owned and occupied by two individuals who bought it in July 2016.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21072 6TH AVE, SUMMERLAND KEY, FL 33042-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on File |
| Deed Sale | Jul 19, 2016 · Amount on File |
| Prior Sale | Aug 30, 2002 · Amount on File |
| Deed Document Number | 20162084107 |
| Deed Book / Page | 2806 / 1383 |
| Prior Transfer Date | Apr 24, 2012 |
| Prior Transfer Doc | 0025670589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 21072 6TH AVE, CUDJOE KEY, FL 33042-4031 |
| Document Number | 0030200126 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21072 6TH AVE CUDJOE KEY FL 330424031, CUDJOE KEY, FL 33042-4031 |
| Document Number | 0030200126 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003020/000126 |
| Instrument | 2264454 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 27, 2035 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661,245 | $1,027,417 Land $606,000 Building $421,417 | |
| 2024 | $5,916.00 (+4.03%) | ||
| 2023 | $5,687.00 (+2.69%) Homeowner's exemption | $623,894 (+3%) | $1,297,752 (+60.9%) Land $913,040 Building $384,712 |
| 2022 | $5,538.00 Homeowner's exemption | $605,723 | $806,535 Land $420,160 Building $386,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21072 6th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21072 6th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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