2107 Waverly Dr, Bel Air, MD 21015 Property Records

Harford County property record for 2107 Waverly Dr, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2 ba · 878 sqft · built 1986
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2016)
Tax Bill	$3,311 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-044084`

Property Details

APN / Parcel Number

Primary APN	`03-044084`
Alternative APNs	`3044084` `044084`

Interior

Full Baths	2 Baths
Building Area	878 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	84,942 sqft (1.95 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	044084
Street Address	2107 WAVERLY DR
City	BEL AIR
State	MD
Zip	21015-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1.95 AC 2107 WAVERLY DRIVE N E OF HICKORY
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2107 Waverly Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2107 WAVERLY DR, BEL AIR, MD 21015-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2016 · Amount on File
Deed Sale	May 12, 2016 · Amount on File
Prior Sale	Oct 11, 1995 · Amount on File
Deed Book / Page	11794 / 272
Transfer Doc	0000001245
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2107 WAVERLY DR, BEL AIR, MD 21015-1125
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145830360
Date	Mar 16, 2021
Book Page	14583/360

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 2107 Waverly Dr was $3,311, up 6.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,311.00 (+6.84%)	$298,300 (+2.47%)	$312,700 (+7.42%) Land $116,200 Building $196,500
2025	$3,099.00	$291,100 Land $116,200 Building $174,900	$291,100 Land $116,200 Building $174,900
2023		$266,700	$291,100 Land $116,200 Building $174,900
2022	$2,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Waverly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Waverly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20