2107 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2107 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1.75 ba · 1,534 sqft · built 1917
Lot Size	0.161 acres (7,011 sqft)
Owner	Company Name on File
Last Sale	$72,000 (Dec 2018)
Tax Bill	$2,484 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1220-00360`

Property Details

APN / Parcel Number

Primary APN	`010-1220-00360`
Alternative APN	`1063580`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,534 sqft Gross Area
1st Floor Area	934 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	7,011 sqft (0.161 acres)
Garage Area	216 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	56 sqft
Deck Area	63 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1063580
Street Address	2107 W 5TH ST
City	DULUTH
State	MN
Zip	55806-1612
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	W 1/2 OF LOT 339 AND E 1/2 OF LOT 341 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	145
Legal Lot Number	339,341
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	15600

Owner

2107 W 5th St, a residential property, is owned by a company that bought it in December 2018.

Source: St. Louis County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	5726 ONEIDA ST, DULUTH, MN 55804-1350
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Dec 13, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CHOICE CU
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Jun 17, 2002 · Amount on File
Deed Document Number	20181346522
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2107 W 5TH ST, DULUTH, MN 55806-1612
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5726 ONEIDA ST, DULUTH, MN 55804-1350

Mortgage

Document Number	0001435804
Date	Jan 24, 2022
Instrument	1435804

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 5, 2037

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2018
Property Address	2107 W 5TH ST, DULUTH, MN 55806-1612
Document Number	0001346522
Instrument Date	Nov 9, 2018
Instrument	1346522
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5726 ONEIDA ST DULUTH MN 558041350, DULUTH, MN 55804-1350

Mortgage

Document Number	1346523
Date	Dec 13, 2018
Instrument	1346523

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.25%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2107 W 5TH ST, DULUTH, MN 55806-1612
Document Number	00A1338542
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2107 W 5TH ST DULUTH MN 558061612, DULUTH, MN 55806-1612

Mortgage

Document Number	00A1338542
Date	Aug 14, 2018
Instrument	A1338542

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2107 W 5th St was $2,484, up 8.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,484.00 (+8.38%)
2025	$2,292.00 (+6.01%)	$150,400 (+11.08%) Land $26,500 Building $123,900	$150,400 (+11.08%) Land $26,500 Building $123,900
2024	$2,162.00 (+2.95%)	$135,400 Land $31,800 Building $103,600	$135,400 Land $31,800 Building $103,600
2023	$2,100.00
2022		$113,400 (+22.2%) Land $28,000 Building $85,400	$113,400 (+22.2%) Land $28,000 Building $85,400
2021		$92,800 Land $10,800 Building $82,000	$92,800 Land $10,800 Building $82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 W 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 W 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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