2107 Umber Elm Ct, Katy, TX 77493 Property Records

Harris County property record for 2107 Umber Elm Ct, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,364 sqft · built 2005
Lot Size	0.173 acres (7,529 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Dec 2021)
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`126-441-001-0038`

Property Details

APN / Parcel Number

Primary APN	`126-441-001-0038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	2,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,529 sqft (0.173 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft
Patio Area	285 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1264410010038
Street Address	2107 UMBER ELM CT
City	KATY
State	TX
Zip	77493-2363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38 BLK 1 WILLIAMSBURG PARISH SEC 11
Legal Subdivision	WILLIAMSBURG PARISH SEC 11
Legal Block	1
Legal Lot Number	38
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4000
Census Tract	542902

Owner

2107 Umber Elm Ct is owned by two individuals who bought it in December 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11438 BOGAN FLATS DR, HOUSTON, TX 77095-4896
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 2, 2019	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS
Jan 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 23, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	2021691741
Prior Transfer Date	Dec 11, 2015
Prior Transfer Doc	0000562714
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2107 UMBER ELM CT, KATY, TX 77493-2363
Document Number	0000207710
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 UMBER ELM CT KATY TX 774932363, KATY, TX 77493-2363

Mortgage

Document Number	0000207710
Date	May 20, 2019
Instrument	207710

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	2107 UMBER ELM CT, KATY, TX 77493-2363
Document Number	0000061678
Instrument Date	Feb 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 UMBER ELM CT KATY TX 774932363, KATY, TX 77493-2363

Mortgage

Document Number	0000061678
Date	Feb 15, 2019
Instrument	61678

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Interest

Rate	4.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2107 UMBER ELM CT, KATY, TX 77493-2363
Document Number	0000064878
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 UMBER ELM CT KATY TX 774932363, KATY, TX 77493-2363

Mortgage

Document Number	0000064878
Date	Feb 19, 2019
Instrument	64878

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 23, 2017
Property Address	2107 UMBER ELM CT, KATY, TX 77493-2363
Document Number	0000280035
Instrument Date	Jun 22, 2017
Instrument	280035
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 UMBER ELM CT KATY TX 774932363, KATY, TX 77493-2363

Mortgage

Document Number	280036
Date	Jun 23, 2017
Instrument	280036

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Umber Elm Ct was $6,539, up 24.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,793 (+3.4%) Land $59,068 Building $236,725	$295,793 (+3.4%) Land $59,068 Building $236,725
2025	$6,539.00 (+24.89%)	$286,063 Land $59,068 Building $226,995	$286,063 Land $59,068 Building $226,995
2024	$5,236.00
2023		$355,846 Land $59,068 Building $296,778	$355,846 Land $59,068 Building $296,778
2020	$3,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Umber Elm Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2107 Umber Elm Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 65 serves 6,330 people · EPA ID TX1011678
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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