Home California Orange County Costa Mesa Two Harbors Cir
2107 Two Harbors Cir, Costa Mesa, CA 92627 Property Records
Orange County property record for 2107 Two Harbors Cir, Costa Mesa, CA 92627
Property Summary
Property Type Condominium Details 3 bd · 3 ba · 1,996 sqft · built 2017 Owner 2 Trust Names on File Last Sale $956,500 (Sep 2017) Tax Bill $12,788 (2025) Deeds & Mortgages Jul 2026 Line of Credit Jun 2026 Mortgage + 9 more Flood Zone Zone X (minimal risk)APN 937-783-24
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Property Details APN / Parcel Number
Interior
Bedrooms 3 Beds Full Baths 3 Baths Building Area 1,996 sqft Living Area
Exterior
Year Built Built 2017 Effective Year Built Effective 2017 Architectural Style Condo/Apartment Garage Area 501 sqft Parking Spaces 2 Parking Spaces
Location & Zoning Street Address 2107 TWO HARBORS CIR City COSTA MESA State CA Zip 92627-3954 Property Category Residential Property Type Residential > Condominium / Townhouse > Condominium Legal Description N TR 17779 BLK LOT 8 UN 26 LOT 8 OF TRACT 17779 OF CONDO PROJECT 937-78 Legal Subdivision TRACT NO 17779 Legal Tract 17779 Legal Lot Number 8 Jurisdiction ORANGE CA Township / Civil Division CENTRAL COAST Census Block Group 1 Census Block 1000 Census Tract 63601
Owner
2107 Two Harbors Cir, a condominium, is owner-occupied and held in a trust since March 2026.
Source: Orange County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
Owner of Record 2 Trust Names on File Mailing Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Occupancy Owner Occupied Owner Type Company Vesting Trust, Family Trust
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Deeds, Mortgages & Sale History
Date Document Jul 17, 2026 Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION Jun 10, 2026 Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION Mar 18, 2026 Intrafamily Transfer, Transfer Dec 11, 2025 Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU Dec 7, 2022 Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU Mar 21, 2022 Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU Jan 18, 2019 Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU Feb 27, 2019 Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU Mar 6, 2020 Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU Jan 25, 2021 Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU Jun 21, 2018 Deed of Trust, Mortgage PRIME LNDG
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Sep 29, 2017 · Amount on File Deed Sale Sep 29, 2017 · Amount on File Deed Document Number 2017417055 Last Transfer Date Mar 11, 2026 Transfer Doc 0000078153 Record Updated Sep 20, 2026
July 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Recording Date Jul 17, 2026 Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Document Number 0000204829 Instrument Date Jul 3, 2026 Instrument 2026204829 Transaction Type Mortgage Record Updated Jul 27, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Family Trust, 221 Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000204829, Date Jul 17, 2026 Instrument 2026204829
Lender
Name SCHOOLSFIRST FEDERAL CREDIT UNION
Agreement
Type Line of Credit Amount Amount on Record
Interest
Rate Type Adjustable Rate Rate 6.48% Initial Type Adjustable Rate Adjustable Adjustable Rate Rider Max Rate -1%
June 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Recording Date Jun 10, 2026 Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Document Number 0000168284 Instrument Date May 30, 2026 Instrument 2026168284 Transaction Type Mortgage Record Updated Jul 12, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Family Trust, 221 Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000168284, Date Jun 10, 2026 Instrument 2026168284
Lender
Name SCHOOLSFIRST FEDERAL CREDIT UNION
Agreement
Type Conventional Mortgage Amount Amount on Record Term 120 Months Due Jun 4, 2036
Interest
Rate Type Fixed Rate Rate 6.3% Initial Type Fixed Rate Max Rate -1%
March 2026: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction ORANGE CA Recording Date Mar 18, 2026 Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Document Number 0000078153 Map Reference MB 951 PG 30-32 Instrument Date Mar 11, 2026 Instrument 2026000078153 Transaction Type Transfer Record Updated Apr 1, 2026
Transaction
Tax $0.00 Amount Accuracy Transfer Tax Exempt Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Family Trust Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
December 2025: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Dec 30, 2025
Transferred To (Grantee/Buyer)
Name Verified Name Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000343411 Date Dec 11, 2025 Instrument 2025000343411
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Stand-Alone Second Mortgage Amount Amount on Record Term 120 Months Due Dec 2, 2035
December 2022: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Dec 20, 2022 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name Verified Name Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000400460 Date Dec 7, 2022 Instrument 2022000400460
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Stand-Alone Second Mortgage Amount Amount on Record Term 120 Months Due Dec 6, 2032
March 2022: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Mar 31, 2022 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name Verified Name Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000107846 Date Mar 21, 2022 Instrument 2022000107846
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Apr 1, 2052
January 2019: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Feb 5, 2021 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000017534 Date Jan 18, 2019 Instrument 2019000017534
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Stand-Alone Second Mortgage Amount Amount on Record Term 180 Months Due Jan 22, 2034
February 2019: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Feb 5, 2021 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000060224 Date Feb 27, 2019 Instrument 2019000060224
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Mar 1, 2049
March 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Feb 5, 2021 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000101229 Date Mar 6, 2020 Instrument 2020000101229
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Apr 1, 2050
January 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Transaction Type Mortgage Record Updated Feb 5, 2021 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name Verified Name Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000049176 Date Jan 25, 2021 Instrument 2021000049176
Lender
Name SCHOOLSFIRST FCU Type Credit Union Address TUSTIN, CA 92780
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Feb 1, 2051
June 2018: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ORANGE CA Property Address 2107 TWO HARBORS CIR, COSTA MESA, CA 92627-3954 Document Number 0000233464 Instrument Date Jun 21, 2018 Transaction Type Mortgage Record Updated Oct 16, 2019 Title Company LAWYERS TITLE
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants with Right of Survivorship Address 2107 TWO HARBORS CIR COSTA MESA CA 926273954, COSTA MESA, CA 92627-3954
Mortgage
Document Number 0000233464 Date Jun 26, 2018 Instrument 233464
Lender
Name PRIME LNDG Address DALLAS, TX 75252
Agreement
Amount Amount on Record Term 360 Months Due Jun 25, 2048
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Tax Assessment & Valuation
The 2025 property tax bill for 2107 Two Harbors Cir was $12,788, up 2.4% from the year before.
Source: Orange County assessment roll, as of August 6, 2025
Property Jurisdictions
Type Name State California County Orange County Municipality Costa Mesa City Unified School District Newport-Mesa Unified School District (KG - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value 2025 $12,788.00 (+2.42%) $1,087,781 Land $659,567 Building $428,214 2024 $12,486.00 (+3.43%) 2023 $12,072.00 (+3.68%) $1,045,542 Land $633,955 Building $411,587 2022 $11,644.00
Assessed value is set for property tax purposes and is not a market price estimate.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 2107 Two Harbors Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 3 in force Nearby Flood Claims 3 (1997) Claims Outside the SFHA 3 of 3 Most Recent Claim Dec 1997 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2107 Two Harbors Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Not ratedno burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System MESA WATER DISTRICTserves 110,000 people · EPA ID CA3010004 Water Source Purchased surface water from several systems Last State Inspection Aug 2023 Lead Under 1 ppb (2024–2026)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) SpectrumCable · Fiber in parts of the area 1,000 / 1,000 VerizonFixed Wireless 300 / 20 Cosmo Network SolutionsFixed Wireless 250 / 100 AT&TDSL · Fiber, Fixed Wireless in parts of the area 100 / 20
May also be available: Frontier, GeoLinks, T-Mobile.
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