Craven County property record for 2107 Spencer Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 1950 |
| Lot Size | 0.516 acres (22,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,500 (Feb 2021) |
| Tax Bill | $2,002 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-025-044 |
| Primary APN | 8-025-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,497 sqft (0.516 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Storage Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 132696 |
|---|---|
| Street Address | 2107 SPENCER AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR15 |
| Legal Description | LOT 906 & 908 & 910 |
| Legal Subdivision | EIGHT TOWNSHIP |
| Legal Lot Number | 906 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960700 |
2107 Spencer Ave is owned and occupied by an individual who bought it in February 2021.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2107 SPENCER AVE, NEW BERN, NC 28560-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage REBECCA H TYLER |
| Feb 25, 2021 | Warranty Deed, Transfer |
| Mar 30, 2017 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on File |
| Deed Sale | Feb 25, 2021 · Amount on File |
| Prior Sale | Nov 21, 2005 · Amount on File |
| Deed Document Number | 202110070395 |
| Deed Book / Page | 3655 / 2166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2107 SPENCER AVE, NEW BERN, NC 28560-5429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2107 SPENCER AVE, NEW BERN, NC 28560-5429 |
| Document Number | 03708/1475 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 3708/1475 |
| Instrument | 10090337 |
| Name | REBECCA H TYLER |
|---|---|
| Type | Private Party |
| Address | 350 LEWIS FARM RD, NEW BERN, NC 28560 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 2107 SPENCER AVE, NEW BERN, NC 28560-5429 |
| Document Number | 3655/2166 |
| Book / Page | 3655 / 2166 |
| Map Reference | MB 1 PG 121 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 10070395 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $211.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2107 SPENCER AVE, 2107, NEW BERN, NC 28560-5429 |
| Name | Verified Name |
|---|---|
| Address | 2107 SPENCER AVE, NEW BERN, NC 28560-5429 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2107 SPENCER AVE, NEW BERN, NC 28560-5429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 3496/0972 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 3496/0972 |
| Instrument | 10005427 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74137 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.41% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 9.41% |
The 2026 property tax bill for 2107 Spencer Ave was $2,002, up 3.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,002.00 (+3.46%) | $223,230 (-) Land $57,600 Building $165,630 | $223,230 (-) Land $57,600 Building $165,630 |
| 2025 | $1,935.00 | $223,230 Land $57,600 Building $165,630 | $223,230 Land $57,600 Building $165,630 |
| 2023 | $1,901.00 (+48.63%) | $223,230 (+90.71%) Land $57,600 Building $165,630 | $223,230 Land $57,600 Building $165,630 |
| 2022 | $1,279.00 | $117,050 Land $50,400 Building $66,650 | |
| 2018 | $117,050 Land $50,400 Building $66,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2107 Spencer Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (1981–2018) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2107 Spencer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures