Escambia County property record for 2107 Oakstream Ave, Pensacola, FL 32526
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,770 sqft · built 1984 |
| Lot Size | 0.331 acres (14,414 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Feb 2021) |
| Tax Bill | $2,784 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1S-30-5000-250-001 |
| Primary APN | 24-1S-30-5000-250-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 1,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,414 sqft (0.331 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 420 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30892625 |
|---|---|
| Street Address | 2107 OAKSTREAM AVE |
| City | PENSACOLA |
| State | FL |
| Zip | 32526-8875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 25 BLK A LAKE FRANCIS UNIT 4 PB 11 P 15 OR 8456 P 279 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | LAKE FRANCIS UNIT #4 |
| Legal Block | A |
| Legal Lot Number | 25 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3203 |
Source: Escambia County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2107 OAKSTREAM AVE, PENSACOLA, FL 32526-8875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Feb 1, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on Record |
| Deed Sale | Feb 1, 2021 · Amount on Record |
| Deed Document Number | 202111182 |
| Deed Book / Page | 8456 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 2107 OAKSTREAM AVE, PENSACOLA, FL 32526-8875 |
| Document Number | 0000050946 |
| Book / Page | 9514 / 1852 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202650946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2107 OAKSTREAM AVE, PENSACOLA, FL 32526-8875 |
| Document Number | 0000050946, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 9514/1852 |
| Instrument | 202650946 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 29, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 1, 2021 |
| Property Address | 2107 OAKSTREAM AVE, PENSACOLA, FL 32526-8875 |
| Document Number | 0084560279 |
| Book / Page | 8456 / 279 |
| Map Reference | MB 11 PG 15 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021011182 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 POINSETTIA LN, 113, MOORESVILLE, NC 28117-7404 |
| Name | Verified Name |
|---|---|
| Address | 2107 OAKSTREAM AVE, PENSACOLA, FL 32526-8875 |
| Document Number | 0008456281 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 8456/281 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,784.00 (+11.05%) Homeowner's exemption | $231,297 (+5.99%) | $234,887 (+7.63%) Land $35,000 Building $199,887 |
| 2024 | $2,507.00 (+0.89%) | ||
| 2023 | $2,485.00 (-4.28%) Homeowner's exemption | $218,233 (+18.3%) | $218,233 (+18.3%) Land $30,000 Building $188,233 |
| 2022 | $2,596.00 | $184,482 | $184,482 Land $14,250 Building $170,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2014–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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