2107 Oak Valley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 2107 Oak Valley Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,367 sqft · built 1967
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Dec 2013)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042B 041`

Property Details

APN / Parcel Number

Primary APN	`042B 041`
Alternative APN	`341800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Heated Area
Basement Area	1,367 sqft
Unfinished Basement	1,367 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Terrain	Gentle Slope
Garage Area	414 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	341800
Street Address	2107 OAK VALLEY RD
City	TOCCOA
State	GA
Zip	30577-8070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1 OAK VALLEY RD
Legal Subdivision	0400 - PRIMARY - SF
Legal Lot Number	1
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4021
Census Tract	970202

Owner

2107 Oak Valley Rd is owned and occupied by two individuals who acquired it in January 2019.

Source: Stephens County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2107 OAK VALLEY RD, TOCCOA, GA 30577-8070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Quit Claim Deed, Mortgage · Conventional with PMI FIRST CITIZENS BK
Jan 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on File
Deed Sale	Dec 26, 2013 · Amount on File
Prior Sale	Sep 23, 2003
Deed Document Number	20131292
Deed Book / Page	1031 / 223
Last Transfer Date	Jan 7, 2019
Transfer Doc	0011680266
Record Updated	Jun 8, 2026

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 11, 2019
Property Address	2107 OAK VALLEY RD, TOCCOA, GA 30577-8070
Document Number	0011680266
Book / Page	001168 / 000266
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 OAK VALLEY RD TOCCOA GA 305778070, TOCCOA, GA 30577-8070

Mortgage

Document Number	11680268
Date	Jan 11, 2019
Book Page	001168/000268

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 11, 2019
Property Address	2107 OAK VALLEY RD, TOCCOA, GA 30577-8070
Document Number	0011680264
Book / Page	001168 / 000264
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 OAK VALLEY RD TOCCOA GA 305778070, TOCCOA, GA 30577-8070

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Oak Valley Rd was $1,537.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00	$56,021 Land $3,421 Building $52,600	$140,051 Land $8,552 Building $131,499
2023	$1,080.00 (+4.65%)	$36,310 (+4.65%) Land $3,421 Building $32,889	$90,774 (+4.65%) Land $8,552 Building $82,222
2022	$1,032.00	$34,697 Land $3,421 Building $31,276	$86,743 Land $8,552 Building $78,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Oak Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Oak Valley Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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