2107 Monroe St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2107 Monroe St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1899
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Apr 2022)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-000-030-071.01`

Property Details

APN / Parcel Number

Primary APN	`53-000-030-071.01`
Alternative APNs	`053-000-030-071.01` `0000300711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	2,480 sqft
Basement Area	840 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Metal
Lot Area	4,008 sqft (0.092 acres)
View / Lot	Highway
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2107 MONROE ST
City	TWO RIVERS
State	WI
Zip	54241-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORIG PLAT N 40` OF S 110` OF LOT 7 & W 40` OF N 40` OF S 110` LOT 8 BLK 30
Legal Subdivision	TWO RIVERS
Legal Block	30
Legal Lot Number	7,8
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2005
Census Tract	5300

Owner

2107 Monroe St is owned and occupied by two individuals who bought it in April 2022.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
Jul 29, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU
Feb 15, 2022	Re-recorded Document
Feb 15, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Feb 15, 2022 · Amount on File
Deed Document Number	20221249754
Deed Book / Page	3487 / 411
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557

Mortgage

Document Number	003670/299
Date	Feb 4, 2025
Book Page	3670/299
Instrument	1280360

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jul 29, 2025
Property Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557
Document Number	003705/564
Book / Page	3705 / 564
Instrument Date	Jul 15, 2025
Instrument	1285886
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001285887
Date	Jul 29, 2025
Instrument	1285887

Lender

Name	BANK FIRST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 8, 2022
Property Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557
Document Number	003487/411
Book / Page	3487 / 411
Instrument Date	Apr 7, 2022
Instrument	1249754
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001249755
Date	Apr 8, 2022
Instrument	1249755

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	10.5%

February 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MANITOWOC WI
Recording Date	Feb 15, 2022
Property Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557
Document Number	003475/478
Book / Page	3475 / 478
Instrument Date	Feb 1, 2022
Instrument	1247770
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3886 BEEBER ST, NORTH PORT, FL 34287-2980

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANITOWOC WI
Recording Date	Feb 15, 2022
Property Address	2107 MONROE ST, TWO RIVERS, WI 54241-2557
Document Number	003475/480
Book / Page	3475 / 480
Instrument Date	Jan 19, 2022
Instrument	1247771
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Tax	$175.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Monroe St was $1,780, up 8.6% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+8.6%) Homeowner's exemption Additional exemption filed	$116,300 (-) Land $8,000 Building $108,300	$134,460 (+16.73%) Land $9,249 Building $125,211
2024	$1,639.00 (+37.96%) Homeowner's exemption	$116,300 (+114.18%) Land $8,000 Building $108,300	$115,191 (+33.63%) Land $7,924 Building $107,267
2023	$1,188.00 Homeowner's exemption	$54,300 Land $5,100 Building $49,200	$86,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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