2107 Edgerton Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 2107 Edgerton Rd, Mill Spring, NC 28756 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	2,020 sqft Finished Area
Lot Size	317,988 sqft (7.3 acres)
Occupancy	Owner Occupied
Last Sale	$187,000 (2022)
Tax Bill	$1,894.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P78-7`
Alternative APN	`8282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,020 sqft Finished Area
Basement Area	1,860 sqft Basement
Unfinished Basement	1,860 sqft Unfinished
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	317,988 sqft (7.3 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Deck Area	Deck Area
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	8282
Street Address	2107 EDGERTON RD
City	MILL SPRING
State	NC
Zip	28756-6741
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EDGERTON RD, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	2
Census Block	2011
Census Tract	920202

Owner

Source: Polk County records · APN P78-7

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2107 EDGERTON RD, MILL SPRING, NC 28756-6741
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 29, 2022	Intrafamily Transfer, Transfer
May 04, 2017	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2022 · Amount on Record
Deed Sale	Apr 01, 2022 · Amount on Record
Prior Sale	Feb 06, 2006 · Amount on Record
Deed Book / Page	468 / 2228
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	00469/1380
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Apr 06, 2026
Property Address	2107 EDGERTON RD, MILL SPRING, NC 28756-6741
Document Number	00498/1835
Book / Page	498 / 1835
Instrument Date	Apr 01, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 EDGERTON RD, MILL SPRING, NC 28756-6741

Mortgage

Document Number	0498001835,
Date	Apr 06, 2026
Book Page	498/1835

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Apr 29, 2022
Property Address	2107 EDGERTON RD, MILL SPRING, NC 28756-6741
Document Number	00469/1380
Book / Page	469 / 1380
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 RUFFS TRL, 139, RUTHERFORDTON, NC 28139-7320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 EDGERTON RD, MILL SPRING, NC 28756-6741

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	2107 EDGERTON RD, MILL SPRING, NC 28756-6741
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/921
Date	May 04, 2017
Book Page	426/921
Instrument	004645980017

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00 (+8.79%)	$377,074 (+39.15%) Land $83,275 Building $293,799	$377,074 (+39.15%) Land $83,275 Building $293,799
2023	$1,741.00	$270,979 Land $51,500 Building $219,479
2021			$270,979 Land $51,500 Building $219,479

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2107 Edgerton Rd, Mill Spring, NC 28756 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Edgerton Rd

Nearby Streets

Search Property Records by Address or Parcel Number