Lapeer County property record for 2107 Bowers Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 819 sqft · built 1920 |
| Lot Size | 0.586 acres (25,526 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Oct 2022) |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-035-028-00 |
| Primary APN | 014-035-028-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 819 sqft Living Area |
| 1st Floor Area | 468 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 25,526 sqft (0.586 acres) |
| Lot Dimensions | 220 ft deep x 116 ft wide |
| Garage Area | 634 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2107 BOWERS RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 35 T8N R10E W 8 RDS OF E 16 RDS OF S 13 RDS 5.5 FEETOF W 1/2 OF SW 1/4. .66 A. |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 35 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 333500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2107 BOWERS RD, LAPEER, MI 48446-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST STATE BANK |
| Oct 27, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Prior Sale | May 30, 1996 · Amount on Record |
| Deed Book / Page | 3323 / 874 |
| Prior Transfer Date | Aug 1, 2013 |
| Prior Transfer Doc | 2660000486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2107 BOWERS RD, LAPEER, MI 48446-3309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2107 BOWERS RD, LAPEER, MI 48446-3309 |
| Document Number | 0033220490 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 3322/490 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 27, 2022 |
| Property Address | 2107 BOWERS RD, LAPEER, MI 48446-3309 |
| Document Number | 0033230874 |
| Book / Page | 3323 / 874 |
| Instrument Date | Oct 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 SUZANNE DRF, 65, LAPEER, MI 48446 |
| Name | Verified Name |
|---|---|
| Address | 2107 BOWERS RD, LAPEER, MI 48446-3309 |
| Document Number | 0033220477 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 3322/477 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Mayfield Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,900 (+4.48%) | $139,800 (+4.48%) | |
| 2025 | $1,494.00 (+3.03%) Homeowner's exemption | $66,900 (+7.73%) | $133,800 (+7.73%) |
| 2024 | $1,450.00 (+105.97%) | ||
| 2023 | $62,100 | $124,200 | |
| 2022 | $704.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2001 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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