2107 Arney St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2107 Arney St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1942
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$40,500 (Jan 2018)
Tax Bill	$1,055 (2026)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3633-87-2098`

Property Details

APN / Parcel Number

Primary APN	`3633-87-2098`
Alternative APNs	`363312872098` `265750` `22227`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,623 sqft (0.175 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	265750
Street Address	2107 ARNEY ST
City	LINCOLNTON
State	NC
Zip	28092-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HMSTE - 2107 ARNEY
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2010
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2107 ARNEY ST, LINCOLNTON, NC 28092-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Prior Sale	Oct 7, 2010 · Amount on Record
Deed Document Number	2018572528
Deed Book / Page	2715 / 667
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0000009346
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2107 ARNEY ST, LINCOLNTON, NC 28092-3926
Document Number	2715670
Book / Page	002715 / 000670
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 ARNEY ST LINCOLNTON NC 280923926, LINCOLNTON, NC 28092-3926

Mortgage

Document Number	2715670
Date	Jan 2, 2018
Book Page	002715/000670
Instrument	572529

Lender

Name	MARY C LYNCH
Address	2105 AMEY ST, LINCOLNTON, NC 28092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,055.00 (+1.93%)	$91,592 (-) Land $16,800 Building $74,792	$91,592 (-) Land $16,800 Building $74,792
2023	$1,035.00	$91,592 Land $16,800 Building $74,792	$91,592 Land $16,800 Building $74,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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