2107 5th St SE, Buffalo, MN 55313 Property Records

Wright County property record for 2107 5th St SE, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,100 sqft · built 1977
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2022)
Tax Bill	$4,402 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`215-100-043303`

Property Details

APN / Parcel Number

Primary APN	`215-100-043303`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	221,285 sqft (5.08 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	220 sqft
Storage Building	240 sqft
Pole Barn	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2107 5TH ST SE
City	BUFFALO
State	MN
Zip	55313-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-119 RANGE-025 UNPLATTED LAND ROCKFORD TWP2 ELY300FT OF FOL DES TR IN NW1/4OF SW1/4 BEG AT W1/4COR OF SD SEC TH E
Legal Range	025
Legal Township	119
Legal Section	04
Legal Subdivision	UNPLATTED LAND ROCKFORD
Jurisdiction	WRIGHT MN
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4021
Census Tract	100900

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2107 5TH ST SE, BUFFALO, MN 55313-4803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STORY BANK AND TRUST
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 18, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	20221458818
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Jun 10, 2026
Property Address	2107 5TH ST SE, BUFFALO, MN 55313-4803
Document Number	0001604641
Instrument Date	Jun 4, 2026
Instrument	20261604641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 5TH ST SE, BUFFALO, MN 55313-4803

Mortgage

Document Number	0001604641,
Date	Jun 10, 2026
Instrument	20261604641

Lender

Name	SOUTH STORY BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	2107 5TH ST SE, BUFFALO, MN 55313-4803
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1550449
Date	Apr 11, 2024
Instrument	A1550449

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 19, 2022
Property Address	2107 5TH ST SE, BUFFALO, MN 55313-4803
Document Number	00A1517104
Instrument Date	Aug 26, 2022
Instrument	A1517104
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2107 5TH ST SE, BUFFALO, MN 55313-4803

Mortgage

Document Number	00A1517105
Date	Sep 19, 2022
Instrument	A1517105

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	2107 5TH ST SE, BUFFALO, MN 55313-4803
Document Number	0001416975
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2107 5TH ST SE BUFFALO MN 553134803, BUFFALO, MN 55313-4803

Mortgage

Document Number	0001416975
Date	Jan 24, 2020
Instrument	1416975

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 23, 2060

Interest

Rate	4%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
County Subdivision	Rockford Township
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,402.00 (-0.14%)	$490,100 (+1.09%) Land $187,000 Building $303,100	$490,100 (+1.09%) Land $187,000 Building $303,100
2025		$484,800 (+0.41%) Land $187,000 Building $297,800	$484,800 (+0.41%) Land $187,000 Building $297,800
2023	$4,408.00 (+10.64%)	$482,800 Land $187,000 Building $295,800	$482,800 Land $187,000 Building $295,800
2022	$3,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1994–1995)
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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