2107 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 2107 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.433 acres (18,870 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Jul 2019)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Aug 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1116426009`

Property Details

APN / Parcel Number

Primary APN	`1116426009`
Alternative APN	`100401`

Exterior

Lot Area	18,870 sqft (0.433 acres)
Lot Dimensions	185 ft deep x 102 ft wide

Location & Zoning

Account Number	100401
Street Address	2107 4TH AVE
City	STERLING
State	IL
Zip	61081-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NEW HIGH SCHOOL (EX W 238.56) LT 5 BLK 1 ORD 95-6-28 529900X
Legal Subdivision	NEW HIGH SCHOOL
Legal Block	1
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1017
Census Tract	1101

Owner

2107 4th Ave is owned and occupied by an individual who bought it in July 2019.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2107 4TH AVE, STERLING, IL 61081-1364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Grant Deed, Transfer · Conventional with PMI US BK
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Aug 21, 2018	Grant Deed, Transfer OTHER
Jun 25, 2018	Grant Deed, Transfer
May 10, 2018	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Aug 21, 2018 · Amount on File
Deed Document Number	20193844
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 22, 2019
Property Address	2107 4TH AVE, STERLING, IL 61081-1364
Document Number	0000003844
Instrument Date	Jul 19, 2019
Instrument	3844
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 4TH AVE STERLING IL 610811364, STERLING, IL 61081-1364

Mortgage

Document Number	3845
Date	Jul 22, 2019
Instrument	3845

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Interest

Rate	3.99%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2107 4TH AVE, STERLING, IL 61081-1364
Document Number	0000004536
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1952 SUGAR GROVE RD DIXON IL 610219202, DIXON, IL 61021-9202

Mortgage

Document Number	0000004536
Date	Aug 21, 2018
Instrument	4536

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	DIXON, IL 61021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.75%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 21, 2018
Property Address	2107 4TH AVE, STERLING, IL 61081-1364
Document Number	0000004535
Instrument Date	Aug 3, 2018
Instrument	4535
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$27.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1952 SUGAR GROVE RD DIXON IL 610219202, DIXON, IL 61021-9202

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 25, 2018
Property Address	2107 4TH AVE, STERLING, IL 61081-1364
Document Number	0000003326
Instrument Date	Jun 8, 2018
Instrument	3326
Transaction Type	Transfer
Record Updated	Jul 16, 2018

Transaction

Amount	Amount on Record
Tax	$12.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2107 4TH AVE STERLING IL 610811364, STERLING, IL 61081-1364

May 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 10, 2018
Property Address	2107 4TH AVE, STERLING, IL 61081-1364
Document Number	0000002426
Instrument Date	May 10, 2018
Instrument	2426
Transaction Type	Foreclosure
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3021 PEORIA IL 616123021, PEORIA, IL 61612-3021

Tax Assessment & Valuation

The 2025 property tax bill for 2107 4th Ave was $1,845.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00	$24,168 Land $3,699 Building $20,469
2024			$72,504 Land $11,097 Building $61,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2107 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2107 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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