2107 3rd St, Sacramento, CA 95818 Property Records

Sacramento County property record for 2107 3rd St, Sacramento, CA 95818

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,712 sqft · built 2015
Lot Size	0.074 acres (3,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$794,000 (Dec 2025)
Tax Bill	$9,686 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`009-0112-002-0000`

Property Details

APN / Parcel Number

Primary APN	`009-0112-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,712 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,200 sqft (0.074 acres)
Garage Area	1,639 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2107 3RD ST
City	SACRAMENTO
State	CA
Zip	95818-1103
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3A-SPD
Legal Description	N 1/2 OF S 1/2 LOT 1 BLK U & V 3 & 4
Legal Subdivision	SACRAMENTO
Legal Block	U,V
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1030
Census Tract	2100

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2107 3RD ST, SACRAMENTO, CA 95818-1103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Dec 4, 2025	Grant Deed, Transfer · VA Mortgage XPERT HOME LENDING INC
Sep 17, 2020	Grant Deed, Transfer · Conventional Mortgage CMG FIN'L
Apr 3, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Book / Page	20251204 / 1023
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	4030000000078
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2107 3RD ST, SACRAMENTO, CA 95818-1103
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000837
Date	Feb 22, 2022
Instrument	2022022200837

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2025
Property Address	2107 3RD ST, SACRAMENTO, CA 95818-1103
Document Number	0000001023
Instrument Date	Dec 2, 2025
Instrument	202512041023
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12107 AND 2109 3RD ST, SACRAMENTO, CA 95818-1103

Mortgage

Document Number	0000001024
Date	Dec 4, 2025
Instrument	202512041024

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2020
Property Address	2107 3RD ST, SACRAMENTO, CA 95818-1103
Document Number	2009171574
Instrument Date	Sep 13, 2020
Instrument	2009171574
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$743.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 3RD ST SACRAMENTO CA 958181103, SACRAMENTO, CA 95818-1103

Mortgage

Document Number	2009171575
Date	Sep 17, 2020
Instrument	2009171575

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2019
Property Address	2107 3RD ST, SACRAMENTO, CA 95818-1103
Document Number	1904030078
Instrument Date	Feb 28, 2019
Instrument	1904030078
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 XENOPHON ST SAN DIEGO CA 921061535, SAN DIEGO, CA 92106-1535

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$794,000 (+8.67%) Land $250,000 Building $544,000
2025	$9,686.00 (+11.07%)	$730,641 (+4.04%) Land $270,608 Building $460,033
2024	$8,721.00 (+2.4%)
2023	$8,517.00 (+1.7%)	$702,270 Land $260,100 Building $442,170
2022	$8,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	3 (1992–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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