21069 Mill St, Cape Charles, VA 23310 Property Records

Northampton County property record for 21069 Mill St, Cape Charles, VA 23310

Property Summary

Property Type	Vacant Land
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$14,000 (Sep 2018)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84C3-9-5`

Property Details

APN / Parcel Number

Primary APN	`84C3-9-5`
Alternative APNs	`471010` `13764`

Exterior

Lot Area	33,541 sqft (0.769 acres)

Location & Zoning

Account Number	471010
Street Address	21069 MILL ST
City	CAPE CHARLES
State	VA
Zip	23310-3711
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 5 MILL STREET ESTATES SE LOT 5 MILL STREET ESTATES SE
Legal Subdivision	MILL STREET ESTATES
Legal Lot Number	5
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	930301

Owner

21069 Mill St, vacant land, is owned by an individual who acquired it in May 2019.

Source: Northampton County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 249, CAPE CHARLES, VA 23310-0249
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE INC
May 2, 2019	Intrafamily Transfer, Transfer
Sep 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	0180001371
Last Transfer Date	May 2, 2019
Transfer Doc	0190000641
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	21069 MILL ST, CAPE CHARLES, VA 23310-3711
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21069 MILL ST, CAPE CHARLES, VA 23310-3711

Mortgage

Document Number	0250002116
Date	Dec 11, 2025
Instrument	250002116

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	21069 MILL ST, CAPE CHARLES, VA 23310-3711
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000530
Date	Apr 10, 2019
Instrument	190000530

Lender

Name	VANDERBILT MORTGAGE AND FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	May 1, 2042

Interest

Rate Type	Fixed Rate

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	May 2, 2019
Property Address	21069 MILL ST, CAPE CHARLES, VA 23310-3711
Document Number	0190000641
Instrument Date	May 2, 2019
Instrument	190000641
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RANDOLPH AVE # C, C, CAPE CHARLES, VA 23310-3349

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Sep 12, 2018
Property Address	21069 MILL ST, CAPE CHARLES, VA 23310-3711
Document Number	0180001371
Instrument Date	Sep 12, 2018
Instrument	180001371
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RANDOLPH AVE # C, C, CAPE CHARLES, VA 23310-3349

Tax Assessment & Valuation

The 2025 property tax bill for 21069 Mill St was $1,669.

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Municipality	Cheriton Town
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00	$236,800 Land $53,000 Building $183,800
2024			$236,800 (+26.7%) Land $53,000 Building $183,800
2023	$1,420.00	$186,900 Land $40,500 Building $146,400	$186,900 Land $40,500 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21069 Mill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2009–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21069 Mill St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

May also be available: T-Mobile.

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