21065 Wilderness Way, Bend, OR 97702 Property Records

Deschutes County property record for 21065 Wilderness Way, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1990
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jan 2023)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Jan 2023 Sale Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181210-DB-04900`

Property Details

APN / Parcel Number

Primary APN	`181210-DB-04900`
Alternative APNs	`R1088181210DB04900` `176496`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,864 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	480 sqft
Deck Area	124 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	176496
Street Address	21065 WILDERNESS WAY
City	BEND
State	OR
Zip	97702-1784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	WILDERNESS WEST BLOCK 2 LOT 1
Legal Range	12
Legal Township	18
Legal Section	10
Legal Subdivision	WILDERNESS WEST
Legal Block	2
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1006
Census Tract	1904

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 4TH AVE, A306, KIRKLAND, WA 98033-6193
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Document Number	2023209
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 5, 2023
Property Address	21065 WILDERNESS WAY, BEND, OR 97702-1784
Document Number	0000000209
Instrument Date	Dec 31, 2022
Instrument	2023-00209
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 4TH AVE APT A306, A306, KIRKLAND, WA 98033-6193

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21065 WILDERNESS WAY, BEND, OR 97702-1784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEX-FIDELITY NATL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032059
Date	Aug 14, 2017
Instrument	2017-32059

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21065 WILDERNESS WAY, BEND, OR 97702-1784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002756
Date	Jan 28, 2019
Instrument	2019-02756

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21065 WILDERNESS WAY, BEND, OR 97702-1784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000334
Date	Jan 4, 2021
Instrument	2021-00334

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,577.00 (+3.95%)	$330,080 (+3%)	$808,210 (-) Land $290,530 Building $517,680
2024	$5,365.00 (+7.86%)	$320,470 (+3%)	$808,210 (-) Land $290,530 Building $517,680
2023	$4,974.00	$311,140	$808,210 Land $290,530 Building $517,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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