21062 Gary Dr, Apt 309, Hayward (Castro Valley), CA 94546 Property Records

Alameda County property record for 21062 Gary Dr, Apt 309, Hayward, CA 94546

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,056 sqft · built 1980
Lot Size3.11 acres (135,668 sqft)
OwnerIndividual Name on File
Tax Bill$3,695 (2025)
Deeds & MortgagesFeb 2020 Reverse Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN415-252-163

Property Details

APN / Parcel Number

Primary APN415-252-163
Alternative APN
  • 415-0252-163-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Units341 Units
Building Area1,056 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTile
Lot Area135,668 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21062 GARY DR, 309
CityCASTRO VALLEY
StateCA
Zip94546-6104
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR: 3982 LOT: 5 BLDG: UNIT:309
Legal Tract3982
Legal Lot Number5-6
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3011
Census Tract431200

Owner

21062 Gary Dr, Apt 309 is owned and occupied by an individual.

Source: Alameda County records, as of August 5, 2026

Owner of RecordIndividual Name on File
Mailing Address21062 GARY DR, 309, CASTRO VALLEY, CA 94546-6104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2020Deed of Trust, Mortgage · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Jan 23, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address21062 GARY DR APT 309, 309, HAYWARD, CA 94546-6104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029985
DateFeb 6, 2020
Instrument2020029985
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address21062 GARY DR APT 309, 309, HAYWARD, CA 94546-6104
Document Number0000029986
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedApr 13, 2020
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address21062 GARY DR #309 CASTRO VALLEY CA 945466104, 309, CASTRO VALLEY, CA 94546-6104

Mortgage

Document Number0000029986
DateFeb 6, 2020
Instrument29986
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term960 Months
DueFeb 5, 2100
Interest
Rate TypeAdjustable Rate
Rate4.67%

Tax Assessment & Valuation

The 2025 property tax bill for 21062 Gary Dr, Apt 309 was $3,695 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,438 (-0.87%) Land $74,620 Building $173,818
2025$3,695.00 Homeowner's exemption$243,567 Land $73,157 Building $170,410
2023$3,550.00 Homeowner's exemption$234,110 Land $70,316 Building $163,794$496,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21062 Gary Dr, Apt 309 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21062 Gary Dr, Apt 309 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Gary Dr

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