21060 Co Rd 3490, Roff, OK 74865 Property Records

Pontotoc County property record for 21060 Co Rd 3490, Roff, OK 74865

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,842 sqft · built 1999
Lot Size	70 acres (3,049,200 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 2017)
Tax Bill	$630 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22339`

Property Details

APN / Parcel Number

Primary APN	`22339`
Alternative APN	`1235-04-002-005-0-022-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049,200 sqft (70 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22339
Street Address	21060 COUNTY ROAD 3490
City	ROFF
State	OK
Zip	74865-7070
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 165' OF S2 NW & NW NW & S2 NE NW SEC. 4-2-5 FITZHUGH LIC
Legal Range	05E
Legal Township	02N
Legal Section	04
Legal Subdivision	FITZHUGH -LIC 4-2-5
Legal Block	2
Legal Lot Number	5
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	1
Census Block	1141
Census Tract	89600

Owner

21060 Co Rd 3490, a rural home, is owned and occupied by two individuals who bought it in August 2017.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21060 COUNTY ROAD 3490, ROFF, OK 74865-7070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	Sep 4, 1998 · Amount on File
Deed Document Number	20173973
Deed Book / Page	3139 / 19
Prior Transfer Date	Mar 14, 2012
Prior Transfer Doc	002619/195
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 3, 2017
Property Address	21060 COUNTY ROAD 3490, ROFF, OK 74865-7070
Document Number	003139/019
Book / Page	3139 / 019
Instrument Date	Aug 2, 2017
Instrument	2017-003973
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21060 COUNTY ROAD 3490, ROFF, OK 74865-7070

Mortgage

Document Number	2017003974
Date	Aug 3, 2017
Instrument	2017-003974

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21060 Co Rd 3490 was $630 with a homeowner's exemption, down 3.8% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Fitzhugh Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,728 (+3%) Land $614 Building $7,114	$64,400 (-72.69%) Land $5,114 Building $59,286
2025	$630.00 (-3.82%) Homeowner's exemption	$7,503 (+3.01%) Land $596 Building $6,907	$235,780 (-3.54%) Land $12,013 Building $223,767
2024	$655.00 (+12.54%) Homeowner's exemption	$7,284 (+3%) Land $578 Building $6,706	$244,445 (+77.34%) Land $12,013 Building $232,432
2023	$582.00 Homeowner's exemption	$7,072 Land $570 Building $6,502	$137,840 Land $12,013 Building $125,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21060 Co Rd 3490 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21060 Co Rd 3490 is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 79% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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