2106 Willow Brick Rd, Windermere, FL 34786 Property Records

Orange County property record for 2106 Willow Brick Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,403 sqft · built 1990
Lot Size	0.549 acres (23,906 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Oct 2022)
Tax Bill	$12,566 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-9345-00-480`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-9345-00-480`
Alternative APNs	`282306934500480` `275526` `280370` `284529`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	2,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,906 sqft (0.549 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2106 WILLOW BRICK RD
City	WINDERMERE
State	FL
Zip	34786-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WILLOWS AT LAKE RHEA PHASE 1 23/72 LOT 48
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	WILLOWS AT LAKE RHEA PH 1
Legal Phase	1
Legal Tract	9345
Legal Lot Number	48
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17120

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8419 KEMPER LN, WINDERMERE, FL 34786-5318
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	2022604275
Prior Transfer Date	Aug 7, 2008
Prior Transfer Doc	0000762657
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2106 WILLOW BRICK RD, WINDERMERE, FL 34786-6009
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 WILLOW BRICK RD, WINDERMERE, FL 34786-6009

Mortgage

Document Number	0000072088
Date	Feb 8, 2023
Instrument	20230072088

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 28, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 5, 2022
Property Address	2106 WILLOW BRICK RD, WINDERMERE, FL 34786-6009
Document Number	0000604275
Map Reference	MB 23 PG 72&73
Instrument Date	Sep 29, 2022
Instrument	20220604275
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 E POST CT SE, 780, CEDAR RAPIDS, IA 52403-2077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8419 KEMPER LN, WINDERMERE, FL 34786-5318

Mortgage

Document Number	0000604276
Date	Oct 5, 2022
Instrument	20220604276

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 8, 2021
Property Address	2106 WILLOW BRICK RD, WINDERMERE, FL 34786-6009
Document Number	20210684422
Map Reference	MB 23 PG 72&73
Instrument Date	Nov 2, 2021
Instrument	20210684422
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 PALERMO VISTA CT, 450, LONGWOOD, FL 32750-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 WILLOW BRICK RD, WINDERMERE, FL 34786-6009

Mortgage

Document Number	20210684423
Date	Nov 8, 2021
Instrument	20210684423

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2106 WILLOW BRICK RD, WINDERMERE, FL 34786-6009
Document Number	0000124517
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2106 WILLOW BRICK RD WINDERMERE FL 347866009, WINDERMERE, FL 34786-6009

Mortgage

Document Number	0000124517
Date	Feb 28, 2019
Instrument	124517

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$776,170 (+2.07%) Land $185,000 Building $591,170	$776,170 (-1.26%) Land $185,000 Building $591,170
2025	$12,566.00 (+3.09%) Homeowner's exemption	$760,420 (+5.99%)	$786,090 (+9.56%) Land $185,000 Building $601,090
2024	$12,189.00 (+4.62%)
2023	$11,651.00 (+44.55%) Homeowner's exemption	$717,465 (+46.35%) Land $185,000 Building $532,465	$717,465 (+46.35%) Land $185,000 Building $532,465
2022	$8,060.00 Homeowner's exemption	$490,252 Land $145,000 Building $345,252	$490,252 Land $145,000 Building $345,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband, Xfinity.

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