Lincoln County property record for 2106 Whispering Way, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,848 sqft · built 2020 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Mar 2023) |
| Tax Bill | $2,768 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3693-61-9431 |
| Primary APN | 3693-61-9431 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,848 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 9,453 sqft (0.217 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 296121 |
|---|---|
| Street Address | 2106 WHISPERING WAY |
| City | DENVER |
| State | NC |
| Zip | 28037-9228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #5 LT CREEK PARK PH 1 |
| Legal Subdivision | CREEK PARK SUBDIVISION PHASE 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 71101 |
2106 Whispering Way is owned and occupied by two individuals who bought it in March 2023.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2106 WHISPERING WAY, DENVER, NC 28037-9228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU |
| Apr 27, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on File |
| Deed Sale | Mar 23, 2023 · Amount on File |
| Prior Sale | Apr 27, 2021 · Amount on File |
| Deed Document Number | 2023665041 |
| Deed Book / Page | 3237 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 23, 2023 |
| Property Address | 2106 WHISPERING WAY, DENVER, NC 28037-9228 |
| Document Number | 0003237109 |
| Book / Page | 3237 / 109 |
| Map Reference | MB 18 PG 34-43 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 665041 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9911 BAYART WAY, HUNTERSVILLE, NC 28078-6457 |
| Name | Verified Name |
|---|---|
| Address | 2106 WHISPERING WAY, DENVER, NC 28037-9228 |
| Document Number | 0000665042 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 665042 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 27, 2021 |
| Property Address | 2106 WHISPERING WAY, DENVER, NC 28037-9228 |
| Document Number | 303511 |
| Book / Page | 3035 / 11 |
| Map Reference | MB 18 PG 34-43 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 630083 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430 |
| Name | Verified Name |
|---|---|
| Address | 2106 WHISPERING WAY, DENVER, NC 28037-9228 |
| Document Number | 630084 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 630084 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 2106 Whispering Way was $2,768.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,768.00 | $435,236 Land $50,000 Building $385,236 | $435,236 Land $50,000 Building $385,236 |
| 2023 | $2,737.00 | $435,236 Land $50,000 Building $385,236 | $435,236 Land $50,000 Building $385,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2106 Whispering Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2106 Whispering Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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