2106 S Ditmar St, Oceanside, CA 92054 Property Records

San Diego County property record for 2106 S Ditmar St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,240 sqft · built 1990
Lot Size	0.313 acres (13,613 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Dec 1996)
Tax Bill	$6,789 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Dec 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-130-39-00`

Property Details

APN / Parcel Number

Primary APN	`155-130-39-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	5,240 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	13,613 sqft (0.313 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2106 S DITMAR ST
City	OCEANSIDE
State	CA
Zip	92054-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR B TR PM15421
Legal Subdivision	OCEANSIDE 1
Legal Tract	15421
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2106 S DITMAR ST, OCEANSIDE, CA 92054-6528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Reverse Mortgage MASON MCDUFFIE CORPORATION
Dec 29, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 1996 · Amount on Record
Deed Sale	Dec 6, 1996 · Amount on Record
Prior Sale	Feb 7, 1989 · Amount on Record
Deed Document Number	1996613083
Prior Transfer Date	Mar 2, 1994
Prior Transfer Doc	0000158673
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2106 S DITMAR ST, OCEANSIDE, CA 92054-6528
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 S DITMAR ST 5, 5, OCEANSIDE, CA 92054-6528

Mortgage

Document Number	0000192353
Date	May 3, 2022
Instrument	2022-0192353

Lender

Name	MASON MCDUFFIE CORPORATION
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	671 Months
Due	Apr 6, 2078

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2020
Property Address	2106 S DITMAR ST, OCEANSIDE, CA 92054-6528
Document Number	0000839435
Instrument Date	Dec 21, 2020
Instrument	2020-0839435
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2106 S DITMAR ST, OCEANSIDE, CA 92054-6528

Mortgage

Document Number	0000839436
Date	Dec 29, 2020
Instrument	2020-0839436

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	688 Months
Due	Apr 6, 2078

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2106 S DITMAR ST, OCEANSIDE, CA 92054-6528
Document Number	0000125280
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2106 S DITMAR ST OCEANSIDE CA 920546528, OCEANSIDE, CA 92054-6528

Mortgage

Document Number	0000125280
Date	Apr 9, 2019
Instrument	125280

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$622,120 (+2%) Land $224,255 Building $397,865
2025	$6,789.00 (+5.22%) Homeowner's exemption	$609,922 (+4.04%) Land $219,858 Building $390,064
2023	$6,452.00 (+1.56%) Homeowner's exemption	$586,240 Land $211,322 Building $374,918
2022	$6,353.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum.

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