Cole County property record for 2106 Rte M, Wardsville, MO 65101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1993 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $996 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03-08-0002-003-004 |
| Primary APN | 14-03-08-0002-003-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 150 ft deep x 194 ft wide |
| Garage Type | Basement |
| Garage Area | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2106 ROUTE M |
|---|---|
| City | WARDSVILLE |
| State | MO |
| Zip | 65101-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW QTR NW QTR FR NW COR SW QTR NW QTR SE 735 NE 5.9 POB SW 155.9 N 29.73 W 55.91 N 189.2 TO RT M SE 194.35 POB |
| Legal Range | 11W |
| Legal Township | 43N |
| Legal Section | 08 |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20200 |
2106 Rte M, a single family home, is owned by two individuals.
Source: Cole County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10375 HULL RD, CALEDONIA, MO 63631-9469 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2106 Rte M was $996.
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Municipality | Wardsville Village |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,330 (-) Land $3,040 Building $15,290 | ||
| 2025 | $996.00 | $18,330 Land $3,040 Building $15,290 | $96,500 Land $16,000 Building $80,500 |
| 2023 | $16,570 Building $16,570 | $87,200 Land $16,000 Building $71,200 | |
| 2022 | $866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2106 Rte M in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2106 Rte M is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN WARDSVILLE private · serves 1,506 people · EPA ID MO3010831 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
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