2106 Pine St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2106 Pine St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1969
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Aug 2008)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Dec 2009 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-02-231-002`

Property Details

APN / Parcel Number

Primary APN	`8914-02-231-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2106 PINE ST
City	CEDAR FALLS
State	IA
Zip	50613-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUHNS SUBDIVISION OF A PART OF NE QUARTER OF THE NE QUARTER OF SEC 2 T 89 NORTH RANGE 14 WEST OF THE 5TH PM LOT 52
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	BRUHNS SUBDIVISION
Legal Lot Number	52
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2072
Census Tract	2604

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2106 PINE ST, CEDAR FALLS, IA 50613-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 7, 2009	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jun 19, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2008 · Amount on Record
Deed Sale	Aug 18, 2008 · Amount on Record
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Document Number	20082009003868
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2106 PINE ST, CEDAR FALLS, IA 50613-1436
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010001436
Date	Jul 20, 2009
Instrument	2010001436

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2106 PINE ST, CEDAR FALLS, IA 50613-1436
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010011330
Date	Dec 7, 2009
Instrument	2010011330

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 18, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2106 PINE ST, CEDAR FALLS, IA 50613-1436
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008025475
Date	Jun 19, 2008
Instrument	2008025475

Lender

Name	FIRST SECURITY STATE BANK
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Nov 15, 2008

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 Homeowner's exemption	$154,840 (+3.92%) Land $12,220 Building $142,620	$154,840 (+3.92%) Land $12,220 Building $142,620
2024	$2,234.00 (+28.24%)
2023		$149,000 (+44.27%) Land $12,220 Building $136,780	$149,000 (+44.27%) Land $12,220 Building $136,780
2022	$1,742.00 Homeowner's exemption	$103,280 Land $12,220 Building $91,060
2021			$103,280 Land $12,220 Building $91,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	22 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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