2106 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 2106 NC 126, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1980
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Dec 2019)
Tax Bill	$826 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1774449874`

Property Details

APN / Parcel Number

Primary APN	`1774449874`
Alternative APN	`37741`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2106 NC 126
City	MORGANTON
State	NC
Zip	28655-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2106 NC 126 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1019
Census Tract	20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2106 NC 126, MORGANTON, NC 28655-7836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage LAURA E F THOMPSON
Dec 9, 2019	Deed of Trust, Transfer · FHA Mortgage CORNERSTONE HM LNDG
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Apr 2, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20192017035068
Deed Book / Page	2438 / 554
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2106 NC 126, MORGANTON, NC 28655-7836
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 NC 126, MORGANTON, NC 28655-7836

Mortgage

Document Number	0025280400
Date	Mar 24, 2021
Book Page	2528/400
Instrument	2021003287

Lender

Name	LAURA E F THOMPSON
Type	Private Party
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2106 NC 126, MORGANTON, NC 28655-7836
Document Number	0024380558
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 NC 126 MORGANTON NC 286557836, MORGANTON, NC 28655-7836

Mortgage

Document Number	0024380558
Date	Dec 10, 2019
Book Page	002438/000558
Instrument	35069

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2106 NC 126, MORGANTON, NC 28655-7836
Document Number	0024380571
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 NC 126 MORGANTON NC 286557836, MORGANTON, NC 28655-7836

Mortgage

Document Number	0024380571
Date	Dec 10, 2019
Book Page	002438/000571
Instrument	35070

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	2106 NC 126, MORGANTON, NC 28655-7836
Document Number	0023410743
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 NC 126 MORGANTON NC 286557836, MORGANTON, NC 28655-7836

Mortgage

Document Number	0023410743
Date	Apr 9, 2018
Book Page	002341/000743
Instrument	14695

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 8, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$826.00 (+0.61%)	$114,892 (-) Land $11,856 Building $103,036	$114,892 (-) Land $11,856 Building $103,036
2025	$821.00 (-0.24%)	$114,892 (-) Land $11,856 Building $103,036	$114,892 (-) Land $11,856 Building $103,036
2023	$823.00	$114,892 Land $11,856 Building $103,036	$114,892 Land $11,856 Building $103,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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