2106 N 18th St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2106 N 18th St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 2000
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,070 (Jul 2025)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Mortgage + 2 more
APN	`06-2.0-04-002-002-085.001`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-002-002-085.001`

Interior

Building Area	1,390 sqft Base Area
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	175 ft deep x 150 ft wide

Location & Zoning

Street Address	2106 N 18TH ST
City	SAINT JOSEPH
State	MO
Zip	64505-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	4-57-35NWSUB:ROLL ESTATES LOT:2 BLK:0LGL DESC:
Legal Range	35W
Legal Township	57N
Legal Section	04
Legal Subdivision	ROLL ESTATES
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 5, 2017	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE MORTGAGE CORP
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 10, 2018	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	20255667
Deed Book / Page	3809 / 637
Prior Transfer Date	Jul 19, 2025
Prior Transfer Doc	003809/637
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142

Mortgage

Document Number	3758/793
Date	Feb 11, 2021
Book Page	3758/793
Instrument	2021001433

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000107
Date	Jan 5, 2017
Instrument	2017000107

Lender

Name	CORNERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3746/974
Date	Mar 20, 2020
Book Page	3746/974
Instrument	2020002121

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 10, 2018
Property Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142
Document Number	0003710/38
Book / Page	3710 / 38
Instrument Date	Oct 1, 2018
Instrument	2018009515
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 N 18TH ST, SAINT JOSEPH, MO 64505-2142

Mortgage

Document Number	2018009516
Date	Oct 10, 2018
Instrument	2018009516

Lender

Name	LOANDEPOT COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00 (+0.05%)	$27,310 (+13.32%) Land $3,140 Building $24,170	$143,740 (+13.32%) Land $16,540 Building $127,200
2024	$1,950.00 (+23.57%)
2023	$1,578.00 (-0.63%)	$24,100 (-) Land $3,140 Building $20,960	$126,840 (-) Land $16,540 Building $110,300
2022	$1,588.00	$24,100 Land $3,140 Building $20,960
2021			$126,840 Land $16,540 Building $110,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–1993)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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