2106 Lighthouse Cir, Tracy, CA 95304 Property Records

San Joaquin County property record for 2106 Lighthouse Cir, Tracy, CA 95304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,455 sqft · built 2003
Lot Size0.172 acres (7,488 sqft)
OwnerCompany Name on File
Last Sale$465,000 (Aug 2008)
Tax Bill$8,291 (2025)
Deeds & MortgagesMar 2026 Reverse Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN252-320-390-000

Property Details

APN / Parcel Number

Primary APN252-320-390-000
Alternative APN
  • 252-320-39

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,455 sqft Living Area
1st Floor Area2,455 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,488 sqft (0.172 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number252-320-39
Street Address2106 LIGHTHOUSE CIR
CityTRACY
StateCA
Zip95304-5910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03-FM PT OF 35/PT TO 40/41 PER EASTLAKE NO. 9
Legal SubdivisionEASTLAKE
Legal Block2
Legal Lot Number31
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2004
Census Tract5215

Owner

Source: San Joaquin County records · APN 252-320-390-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jan 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 04, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jul 07, 2022Intrafamily Transfer, Transfer
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
BILL POLLARD JR CPA DEFIN (CT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2008 · Amount on Record
Deed SaleAug 07, 2008 · Amount on Record
Prior SaleJul 20, 2005 · Amount on Record
Deed Document Number2008128772
Last Transfer DateJun 30, 2022
Transfer Doc0000082838
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910

Mortgage

Document Number0000028216
DateMar 30, 2026
Instrument2026-028216
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term935 Months
DueFeb 08, 2104
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2026
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate10.7%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910
Transaction TypeMortgage
Record UpdatedDec 09, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910

Mortgage

Document Number0000004180
DateJan 11, 2022
Instrument2022-004180
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015278
DateFeb 04, 2020
Instrument2020-015278
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJul 07, 2022
Property Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910
Document Number0000082838
Map ReferenceMB 37 PG 39
Instrument DateJun 30, 2022
Instrument2022-082838
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2106 LIGHTHOUSE CIR, TRACY, CA 95304-5910
Document Number0000081062
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 LIGHTHOUSE CIR TRACY CA 953045910, TRACY, CA 95304-5910

Mortgage

Document Number0000081062
DateJul 31, 2019
Instrument81062
Lender
NameBILL POLLARD JR CPA DEFIN (CT)
AddressTRACY, CA 95376
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,291.00 (+9.39%)$598,776 (+4.04%) Land $206,028 Building $392,748
2023$7,579.00 (-1.52%)$575,528 Land $198,029 Building $377,499$852,840
2022$7,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 610 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: UnWired Broadband Holding, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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