San Joaquin County property record for 2106 Isabel Virginia Dr, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,739 sqft · built 1997 |
| Lot Size | 0.134 acres (5,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $736,500 (Sep 2024) |
| Tax Bill | $7,632 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-240-360-000 |
| Primary APN | 238-240-360-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 5,824 sqft (0.134 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-240-36 |
|---|---|
| Street Address | 2106 ISABEL VIRGINIA DR |
| City | TRACY |
| State | CA |
| Zip | 95377-2282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94 |
| Legal Subdivision | STERLING ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 5224 |
2106 Isabel Virginia Dr is owned and occupied by an individual who acquired it in February 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2106 ISABEL VIRGINIA DR, TRACY, CA 95377-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 12, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Prior Sale | Dec 7, 2016 · Amount on File |
| Deed Document Number | 202482973 |
| Last Transfer Date | Feb 4, 2025 |
| Transfer Doc | 0000015075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2106 ISABEL VIRGINIA DR, TRACY, CA 95377-2282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2106 ISABEL VIRGINIA DR, TRACY, CA 95377-2282 |
| Document Number | 0000017729 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022-017729 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRUSH VALLEY, PA 15720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2106 ISABEL VIRGINIA DR, TRACY, CA 95377-2282 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2106 ISABEL VIRGINIA DR, TRACY, CA 95377-2282 |
| Document Number | 0000063673 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-063673 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 2106 Isabel Virginia Dr was $7,632, down 11.6% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,632.00 (-11.62%) | ||
| 2025 | $8,635.00 | $736,100 Land $200,000 Building $536,100 | |
| 2023 | $5,586.00 (+2.08%) | $499,749 Land $175,134 Building $324,615 | $642,780 |
| 2022 | $5,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2106 Isabel Virginia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2106 Isabel Virginia Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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