2106 Genesis Dr, Monroe, NC 28110 Property Records

Union County property record for 2106 Genesis Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details2.5 ba · 1,872 sqft · built 2001
Lot Size0.222 acres (9,670 sqft)
OwnerIndividual Name on File
Last Sale$277,000 (Mar 2021)
Tax Bill$2,497 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-396-568

Property Details

APN / Parcel Number

Primary APN09-396-568

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,014 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,670 sqft (0.222 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2106 GENESIS DR
CityMONROE
StateNC
Zip28110-7874
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-1 INDIA
Legal Description#176 CORNERSTONE PH2B OPCG28
Legal SubdivisionCORNERSTONE
Legal Lot Number176
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3003
Census Tract20307

Owner

2106 Genesis Dr, a rural home, is owned by an individual who bought it in March 2021.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1118 KERRY GREENS DR, MATTHEWS, NC 28104-6920
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Aug 26, 2020Warranty Deed, Transfer · Conventional Mortgage
RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2021 · Amount on File
Deed SaleMar 31, 2021 · Amount on File
Prior SaleAug 26, 2020 · Amount on File
Deed Document Number202115112
Deed Book / Page8047 / 518
Prior Transfer DateJul 30, 2009
Prior Transfer Doc5215387
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 31, 2021
Property Address2106 GENESIS DR, MONROE, NC 28110-7874
Document Number0008047518
Book / Page8047 / 518
Map ReferenceCAB G PG 28-29
Instrument DateMar 31, 2021
Instrument15112
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyAUSTIN TITLE, AUSTIN TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$554.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 RICHARDSON AVE, 409, HIGH POINT, NC 27260-5129

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 GENESIS DR, MONROE, NC 28110-7874

Mortgage

Document Number0000015113
DateMar 31, 2021
Instrument15113
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 26, 2020
Property Address2106 GENESIS DR, MONROE, NC 28110-7874
Document Number0000778743
Book / Page7787 / 43
Map ReferenceCAB G PG 28&29
Instrument DateAug 26, 2020
Instrument33357
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCAROLINA TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2004 FOLKSTONE LN, 2004, LANCASTER, SC 29720-0181

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 GENESIS DR, MONROE, NC 28110-7874

Mortgage

Document Number0000033358
DateAug 26, 2020
Instrument33358
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2106 Genesis Dr was $2,497.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,200 (-) Land $69,000 Building $305,200$374,200 (-) Land $69,000 Building $305,200
2025$2,497.00$374,200 Land $69,000 Building $305,200$374,200 Land $69,000 Building $305,200
2023$2,107.00$249,000 Land $42,000 Building $207,000$249,000 Land $42,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 Genesis Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 Genesis Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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