2106 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2106 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 1899
Lot Size	0.176 acres (7,670 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2017)
Tax Bill	$4,271 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-353-005`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-353-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Building Perimeter
1st Floor Area	856 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,670 sqft (0.176 acres)
Lot Dimensions	118 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2106 E MAIN ST
City	URBANA
State	IL
Zip	61802-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 4 SUB OF PT SW 1/4 SW 1/4 SEC. 10-19-9 - AKA - JACOB M. SMITHS SUB
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	JACOB M. SMITHS SUB
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1005
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2106 E MAIN ST, URBANA, IL 61802-2854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	201719126
Prior Transfer Date	Jul 26, 2013
Prior Transfer Doc	0000018003
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 5, 2017
Property Address	2106 E MAIN ST, URBANA, IL 61802-2854
Document Number	0000019126
Map Reference	MB B PG210
Instrument Date	Sep 29, 2017
Instrument	2017R19126
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 E MAIN ST, URBANA, IL 61802-2854

Mortgage

Document Number	0000019127
Date	Oct 5, 2017
Instrument	2017R19127

Lender

Name	UNIVERSITY OF ILLINOIS EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,090 (+25.95%) Land $8,920 Building $41,170	$150,270 (+25.95%) Land $26,760 Building $123,510
2024	$4,271.00 (+16.6%)
2022	$3,663.00 Homeowner's exemption	$39,770 Land $7,080 Building $32,690	$119,310 Land $21,240 Building $98,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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