2106 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2106 E Main St, Chattanooga, TN 37404

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,100 sqft · built 1928
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$118,000 (Mar 2018)
Tax Bill$1,304 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jan 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN156B G 002

Property Details

APN / Parcel Number

Primary APN156B G 002
Alternative APN
  • 0000089956

Interior

Stories1 Story
Building Area2,100 sqft Total Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000089956
Street Address2106 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-5132
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionLT B BLK 1 ANDERSON & ECKFORD ADDN PB 3 PG 34
Legal SubdivisionANDERSON & ECKFORD
Legal Block1
Legal Lot NumberB
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2000
Census Tract2600

Owner

Source: Hamilton County records · APN 156B G 002

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2106 E MAIN ST, CHATTANOOGA, TN 37404-5132
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage
FIRSTBANK
Jan 14, 2019Deed of Trust, Mortgage · Line of Credit
RELIANT BK
Mar 07, 2018Warranty Deed, Transfer · Line of Credit
FIRST BK/TN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2018 · Amount on Record
Deed SaleMar 07, 2018 · Amount on Record
Prior SaleApr 17, 2002 · Amount on Record
Deed Document Number201889
Deed Book / Page11287 / 364
Last Transfer DateAug 22, 2023
Transfer Doc0000000057
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2106 E MAIN ST, CHATTANOOGA, TN 37404-5132
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 E MAIN ST, CHATTANOOGA, TN 37404-5132

Mortgage

Document Number0000000058
DateAug 23, 2023
Book Page13379/353
Instrument2023082300058
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37203
Agreement
AmountAmount Recorded
Term60 Months
DueAug 22, 2028

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2106 E MAIN ST, CHATTANOOGA, TN 37404
Document Number0115000018
Instrument DateJan 14, 2019
Transaction TypeMortgage
Record UpdatedMar 08, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2106 E MAIN ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Mortgage

Document Number0115000018
DateJan 15, 2019
Book Page011543/000565
Instrument190115000018
Lender
NameRELIANT BK
TypeBank
AddressCHATTANOOGA, TN 37450
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 07, 2018
Property Address2106 E MAIN ST, CHATTANOOGA, TN 37404
Document Number0000000089
Book / Page011287 / 000364
Instrument DateMar 02, 2018
Instrument89
Transaction TypeTransfer
Record UpdatedApr 02, 2018
Title CompanyTITLE INSURANCE COMPANY/DAYTON

Transaction

AmountAmount Recorded
Tax$436.60
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3407 ALTA VISTA DR CHATTANOOGA TN 374114204, CHATTANOOGA, TN 37411-4204

Mortgage

Document Number90
DateMar 07, 2018
Book Page011298/000085
Instrument90
Lender
NameFIRST BK/TN
TypeBank
AddressSPRING CITY, TN 37381
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,304.00 (+49.37%)$86,080 (+120.49%)$215,200 (+120.49%) Land $140,000 Building $75,200
2024$873.00$39,040 (-)$97,600 (-) Land $35,000 Building $62,600
2023$873.00$39,040 (-)$97,600 (-) Land $35,000 Building $62,600
2022$873.00$39,040$97,600 Land $35,000 Building $62,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1982–2010)
Claims Outside the SFHA4 of 17
Most Recent ClaimNov 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 413 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

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