2106 Cornwall St, Germantown, TN 38138 Property Records

Shelby County property record for 2106 Cornwall St, Germantown, TN 38138

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1965
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2015)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G0-230V-B0-0041`

Property Details

APN / Parcel Number

Primary APN	`G0-230V-B0-0041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft
Utility Area	91 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	361 sqft
Carport	Carport
Carport Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2106 CORNWALL ST
City	GERMANTOWN
State	TN
Zip	38138-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SES CORNWALL ST
Legal Subdivision	ENGLISH MEADOW RESUB
Legal Block	A
Legal Lot Number	41
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	21430

Owner

2106 Cornwall St is owned and occupied by two individuals who bought it in May 2015.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2106 CORNWALL ST, GERMANTOWN, TN 38138-4603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2015 · Amount on File
Deed Sale	May 21, 2015 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	201548019
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2106 CORNWALL ST, GERMANTOWN, TN 38138-4603
Document Number	0000109200
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2106 CORNWALL ST GERMANTOWN TN 381384603, GERMANTOWN, TN 38138-4603

Mortgage

Document Number	0000109200
Date	Oct 18, 2019
Instrument	109200

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2106 Cornwall St was $2,090.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00	$77,700 Land $21,875 Building $55,825	$310,800 Land $87,500 Building $223,300
2023		$63,700 Land $12,425 Building $51,275
2022	$3,225.00
2021			$254,800 Land $49,700 Building $205,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2106 Cornwall St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 Cornwall St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20