Elko County property record for 2106 Colonial Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 1990 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Aug 2025) |
| Tax Bill | $2,281 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-981-070 |
| Primary APN | 001-981-070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,265 sqft Living Area |
| Gross Area | 2,194 sqft |
| Basement Area | 441 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|
| Street Address | 2106 COLONIAL DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | MOUNTAIN VIEW ESTATES PHASE 2 FILE 267578 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 250 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950701 |
2106 Colonial Dr is owned and occupied by two individuals who bought it in August 2025.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2106 COLONIAL DR, ELKO, NV 89801-4561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Mar 1, 2022 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Jul 7, 2023 · Amount on File |
| Deed Document Number | 2025853070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 7, 2023 |
| Property Address | 2106 COLONIAL DR, ELKO, NV 89801-4561 |
| Document Number | 0000821530 |
| Map Reference | FILE 267578 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 821530 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18215 REDRIVER SKY, SAN ANTONIO, TX 78259-3582 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2106 COLONIAL DR, ELKO, NV 89801-4561 |
| Document Number | 0000821531 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 821531 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2106 COLONIAL DR, ELKO, NV 89801-4561 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000802221 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 802221 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 2106 Colonial Dr was $2,281, up 1.7% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,281.00 (+1.74%) | $62,300 (-2.44%) Land $19,950 Building $42,350 | $178,000 (-2.44%) Land $57,000 Building $121,000 |
| 2025 | $2,242.00 (+6.86%) | $63,855 Land $19,950 Building $43,905 | $182,443 Land $57,000 Building $125,443 |
| 2024 | $2,098.00 (+14.52%) | ||
| 2023 | $1,832.00 (+9.96%) | $57,317 (+11.87%) Land $14,875 Building $42,442 | $163,763 (+11.87%) Land $42,500 Building $121,263 |
| 2022 | $1,666.00 | $51,235 Land $14,875 Building $36,360 | $146,386 Land $42,500 Building $103,886 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2106 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2106 Colonial Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · lower than 60% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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