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2106 Bay Rd, Neptune Beach, FL 32266 Property Records

Duval County property record for 2106 Bay Rd, Neptune Beach, FL 32266

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,736 sqft · built 1975
Lot Size0.227 acres (9,868 sqft)
Owner2 Individual Names on Record
Last Sale$239,900 (May 2004)
Tax Bill$3,813 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN173372-0020

Property Details

APN / Parcel Number

Primary APN173372-0020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Units2 Units
Stories2 Stories
Building Area2,736 sqft Living Area
Gross Area2,760 sqft
1st Floor Area1,656 sqft
Upper Floors Area1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area9,868 sqft (0.227 acres)
Lot Dimensions170 ft deep x 55 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2108 BAY RD
CityNEPTUNE BEACH
StateFL
Zip32266-1643
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNR-4
Legal Description11-61 38-2S-29E FLA BEACH PLAT 2 PRADO FERRER LOT 19 BLK 24
Legal Range29E
Legal Township02S
Legal Section38
Legal SubdivisionFLA BCH PLAT 2 PRADO FERR
Legal Block24
Legal Lot Number19
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1014
Census Tract14002

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2108 BAY RD, NEPTUNE BEACH, FL 32266-1643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2004 · Amount on Record
Deed SaleMay 10, 2004 · Amount on Record
Deed Document Number2004146633
Deed Book / Page11792 / 1434
Last Transfer DateJun 11, 2015
Transfer Doc0000205354
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2106 BAY RD, NEPTUNE BEACH, FL 32266-1643
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0198302349
DateJul 23, 2021
Book Page19830/2349
Instrument2021190191
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,039 (-4.36%)$590,976 (+11.2%) Land $331,546 Building $259,430
2025$3,813.00 (+10.2%) Homeowner's exemption$272,932 (+22.4%)$531,468 (+26.85%) Land $220,688 Building $310,780
2024$3,460.00 (+7.15%)
2023$3,229.00 (+14.79%) Homeowner's exemption$222,982 (+8%)$418,990 (+10.71%) Land $220,688 Building $198,302
2022$2,813.00 Homeowner's exemption$206,459$378,444 Land $205,975 Building $172,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 282 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies282 in force
Nearby Flood Claims23 (1984–2022)
Claims Outside the SFHA12 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Hotwire Communications.

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