2106 Ames Dr, Portage, MI 49002 Property Records

Kalamazoo County property record for 2106 Ames Dr, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,304 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$564,900 (Jul 2019)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00340-041-O`

Property Details

APN / Parcel Number

Primary APN	`10-00340-041-O`

Interior

Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	245 ft deep x 40 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2106 AMES DR
City	PORTAGE
State	MI
Zip	49002-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	AMES WEST LAKE PARK LOT 41
Legal Subdivision	AMES WEST LAKE PARK
Legal Lot Number	41
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2008
Census Tract	2104

Owner

2106 Ames Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Kalamazoo County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2106 AMES DR, PORTAGE, MI 49002-6432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Aug 25, 2009 · Amount on File
Deed Document Number	201920840
Prior Transfer Date	Sep 4, 2008
Prior Transfer Doc	2008029431
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 29, 2026
Property Address	2106 AMES DR, PORTAGE, MI 49002-6432
Document Number	0000028966
Instrument Date	Sep 23, 2026
Instrument	202628966
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2106 AMES DR, PORTAGE, MI 49002-6432

Mortgage

Document Number	0000028966,
Date	Sep 29, 2026
Instrument	202628966

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2106 AMES DR, PORTAGE, MI 49002-6432
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020024535
Date	Jul 31, 2020
Instrument	2020-024535

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2106 AMES DR, PORTAGE, MI 49002-6432
Transaction Type	Mortgage
Record Updated	Nov 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019032257
Date	Oct 28, 2019
Instrument	2019-032257

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 23, 2019
Property Address	2106 AMES DR, PORTAGE, MI 49002-6432
Document Number	2019020840
Map Reference	LB 13 PG 8
Instrument Date	Jul 15, 2019
Instrument	2019-020840
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,859.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2106 AMES DR, 2106, PORTAGE, MI 49002-6432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2106 AMES DR, PORTAGE, MI 49002-6432

Mortgage

Document Number	2019020841
Date	Jul 23, 2019
Instrument	2019-020841

Lender

Name	CONSUMERS CU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,900 (+5.22%)	$781,800 (+5.22%)
2025	Homeowner's exemption	$371,500	$743,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 Ames Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2106 Ames Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Metronet.

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