Whiteside County property record for 2106 40th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Details | 1,864 sqft · built 1980 |
| Lot Size | 0.686 acres (29,893 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Aug 2022) |
| Tax Bill | $6,835 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110226005 |
| Primary APN | 1110226005 |
|---|---|
| Alternative APN |
|
| Building Area | 1,864 sqft Building Perimeter |
|---|---|
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 29,893 sqft (0.686 acres) |
| Lot Dimensions | 179 ft deep x 167 ft wide |
| Garage Area | 480 sqft |
| Account Number | 112741 |
|---|---|
| Street Address | 2106 40TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAYMOND SNAVELYS 3RD ADD LOT 9 740809X |
| Legal Subdivision | RAYMOND SNAVELYS THIRD ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 900 |
2106 40th St is owned and occupied by an individual who bought it in August 2022.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2106 40TH ST, STERLING, IL 61081-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on File |
| Deed Sale | Aug 29, 2022 · Amount on File |
| Deed Document Number | 20225286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Aug 29, 2022 |
| Property Address | 2106 40TH ST, STERLING, IL 61081-9417 |
| Document Number | 0000005286 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022-05286 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2106 40TH ST, STERLING, IL 61081-9417 |
| Document Number | 0000005287 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-05287 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2106 40th St was $6,835.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,835.00 | $95,405 Land $7,296 Building $88,109 | |
| 2024 | $286,215 Land $21,888 Building $264,327 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2106 40th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2106 40th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: JCWIFI.com, Rise Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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