2106 1st Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 2106 1st Ave, Rock Falls, IL 61071

Property Summary

Property Type	Commercial
Lot Size	2.36 acres (102,802 sqft)
Owner	Company Name on Record
Last Sale	$5,375,000 (Dec 2015)
Tax Bill	$87,470 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1133476009`

Property Details

APN / Parcel Number

Primary APN	`1133476009`
Alternative APN	`100309`

Exterior

Lot Area	102,802 sqft (2.36 acres)

Location & Zoning

Account Number	100309
Street Address	2106 1ST AVE
City	ROCK FALLS
State	IL
Zip	61071-3558
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT SE SEC 33 TWP 21 RNG 7
Legal Range	07E
Legal Township	21N
Legal Section	33
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3030
Census Tract	1700

Owner

Source: Whiteside County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2106 1ST AVE, ROCK FALLS, IL 61071-3558
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Dec 29, 2017	Deed of Trust, Mortgage GERMAN AMERICAN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Prior Sale	Aug 4, 2008 · Amount on Record
Deed Document Number	20157269
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2106 1ST AVE, ROCK FALLS, IL 61071-3558
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107478
Date	Oct 22, 2021
Instrument	2021-07478

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2106 1ST AVE, ROCK FALLS, IL 61071-3558
Document Number	0000000625
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2106 1ST AVE ROCK FALLS IL 610713558, ROCK FALLS, IL 61071-3558

Mortgage

Document Number	0000000625
Date	Jan 31, 2020
Instrument	625

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 30, 2025

Interest

Rate Type	Adjustable Rate
Rate	5.08%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2106 1ST AVE, ROCK FALLS, IL 61071-3558
Document Number	0000001277
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2106 1ST AVE ROCK FALLS IL 610713558, ROCK FALLS, IL 61071-3558

Mortgage

Document Number	0000001277
Date	Mar 14, 2019
Instrument	1277

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2106 1ST AVE, ROCK FALLS, IL 61071-3558
Document Number	0000000234
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2106 1ST AVE ROCK FALLS IL 610713558, ROCK FALLS, IL 61071-3558

Mortgage

Document Number	0000000234
Date	Jan 17, 2018
Instrument	234

Lender

Name	GERMAN AMERICAN ST BK
Address	100 CHURCH ST, GERMAN VALLEY, IL 61039-9016

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$87,470.00 (-5.11%)	$850,000 (-) Land $42,166 Building $807,834
2024			$2,550,000 (-) Land $126,498 Building $2,423,502
2022	$92,181.00	$850,000 Land $42,166 Building $807,834	$2,550,000 Land $126,498 Building $2,423,502

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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